How Effective is Automobile Safety Equipment?

How Effective is Automobile Safety Equipment?

Looking at automobile accident statistics can be disturbing. American deaths in automobiles crashes reach over 30,000 annually. Worldwide, the numbers are almost unimaginable. Every year, over 1.25 million people die in car accidents. In addition, it is estimated that another 20 to 50 million people are injured or disabled across the globe. This, in spite of an increasing array of safety features available for cars each year. It begs the question then, how effective is automobile safety equipment?

Annual US Deaths from Car Accidents

While the number of deaths in car crashes in the U.S. is alarming, its general trajectory is downward. This, in spite of the fact that there are more cars on the road than ever. For example, in 1937 the number of automobile related accidental deaths was about 37,800. In 2018, that number was about 36,500. In fact, automobile related deaths reached over 40,000 annually from 1963 through 1992, peaking over 50,000 several times throughout that period. It has remained below 40,000 since 2007.

Overall, one can assume then that safety equipment is having a positive effect. But what are the most effective elements?

Safety Belts and Harnesses

There is little doubt seat belts and harnesses are effective in limiting car accident injuries and deaths. According to the Centers for Disease Control, seat belts have been shown to reduce the deaths of front-seat passengers by 45%. It is estimated the risk of serious injury can be reduced by 50% by wearing harnesses and belts. In addition, those not wearing a seat belt may be 30 times more likely to be ejected from a car during a crash. Since becoming standard equipment in cars in the United States in the fifties, cars have become safer.

Newer Technology and Safety

Today, there are an abundance of technological advances that are making cars increasingly safer. In addition, having some of these features on your next vehicle may actually save you on your car insurance premiums.

Advanced safety options to seriously consider include:

Adaptive Cruise Control (ACC) that will adjust according to the amount of traffic and the speed of traffic you are traveling with.

Automatic Emergency Braking (AEB) that will slow your vehicle if you do not take timely steps when warned of a rapidly slowing or stopped vehicle in front of you.

A Lane Keep Assist or Lane Departure Warning will alert driver should they begin to drift out of their lane without using a turn signal.

A Rear View Safety Camera will provide a clearer, sharper image of the road behind you when your car is in reverse, providing a lower point of view than a car’s mirror.

If you haven’t test driven a new car in years, you may be absolutely amazed at the modern technology available to make travel more convenient, comfortable, and safer.

Whether your car is technologically advanced or decades old, you’ll still want the best insurance coverage at the most competitive price. We can help. Contact our independent agents to get a quote today.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Marching Into Spring: The History and Harmony of National Marching Band Day

It’s time to “March Forth!” Celebrate the music and movement of National Marching Band Day this Wednesday, March 4th.

Appreciating Your Team Safely: Managing Liability for Employee Appreciation Day

Celebrating your team this Friday? A quick guide to ensuring your Employee Appreciation Day events are covered under your business insurance.

The Ultimate Spring Cleaning: Why March is the Month to Audit Your Life Insurance Beneficiaries

Don’t just clean your closets this March. Ensure your life insurance beneficiaries are up to date to protect your family’s future.

March Potholes: Is Your Collision Coverage Ready for the “Crater Season”?

Road craters are appearing everywhere this March. Discover the insurance math behind pothole damage and how to keep your premiums from spiking.

Spring Skies and Structural Eyes: Why a March Roof Check is Your Best Insurance Policy

Don’t wait for a leak to check your roof. Learn how to spot late-winter damage and protect your home’s structure this March.

The Mystery of the Plastic Baby: A Guide to Mardi Gras and the King Cake

Why is there a baby in the cake? Discover the history and traditions of Mardi Gras 2026 and the delicious mystery of the King Cake.

Let the Good Times Roll—Safely: Mardi Gras Liability for Your Business

Hosting a Mardi Gras party this Tuesday? Make sure your business has the right event liability and liquor coverage before the beads start flying.

The Business “Prenup”: Why Business Partners Need Life Insurance in February

Love your business partner? Protect your company with a Life Insurance-funded Buy-Sell agreement to ensure the business survives the unexpected.

Heading South? Insuring Your Mid-Winter Break Road Trip in February

Driving to find some sun this week? Check your roadside assistance and rental car coverage before you leave the driveway.

Spring Dreams, Winter Schemes: Updating Your Insurance Before Your Spring Renovation

Planning a Spring kitchen remodel? Learn why you need to call your insurance agent before the contractors arrive to ensure your project is covered.