The People You May Face From an Injury Liability Claim at Your Home
The People You May Face From an Injury Liability Claim at Your Home
It can be hard to put a face on those who may sue you after sustaining an injury on your property. After all, few imagine those people as being someone we would know, like a friend or relative. The reality is it could be any of a whole host of people who may step on your property. Here are just a few.
Your Neighbor
Even if you get along with those you live near, that can change after a painful accident or injury in your home or on your property. It’s probably not too difficult to imagine a conversation that starts with “look, nothing personal, BUT…”
A Package Delivery Person
Americans are shopping online more than ever. That means more packages from a variety of companies being carried to our front door. If one of those delivery people trips on an uneven walkway or otherwise injures themselves, you could be held liable. And you thought your biggest concern was porch pirates.
Food Delivery People
Even if you don’t frequently order food delivered to your home online, you still probably order an occasional pizza delivery. No matter how much you tip, it may not help you if that delivery person hurts themselves in a trip and fall on your property.
Your Lawn Care Person
What bad can possibly happen when those on your property are using powerful, gas-powered equipment? A thrown rock, dip in the yard or low hanging branch can easily cause an injury that could lead to a claim against you.
Family
Having the family over for a celebration? What if Aunt Mary falls down a few stairs after tripping on some loose carpeting? What if your young cousin Evan has to go to the hospital for a dog bite after tormenting your Yorkie? Yes, family is family, but hospital and medical costs can be expensive. It’s not that hard to imagine.
The importance of the liability portion of your homeowners’ insurance cannot be overestimated. But do you know what your coverage details are? What will you be covered for and for how much? For a no obligation home insurance review, contact one of our independent insurance agents. They can help you understand your coverage and may even be able to save you on an updated policy. Connect with one of our agents to learn more today!
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Your Life Insurance Recipe: Crafting the Perfect Blend for Your Family’s Future
Find your perfect life insurance mix: Learn how to blend term and permanent policies for optimal family protection.
From Ford’s Innovation to Today’s Marvel: Unveiling the Secrets of Modern Car Production
Beyond the assembly line: Discover the surprising speed, customization, and quality checks involved in modern car manufacturing.
Beyond Pizza and Promises: Recognizing When It’s Time to Hire Professional Movers
Time to call the pros? Learn when pizza and beer just won’t cut it for your next move.
Mapping Our Roots: Uncovering the Stories Behind American City Names
City names revealed! Discover the historical, religious, and geographical influences behind the monikers of American cities.
The Agile Approach: Why Short, Focused Plans Are Overtaking the Mammoth Business Blueprint
Ditch the doorstop plan! Discover why concise, adaptable strategies are the new gold standard for business success.
Embracing Tomorrow: The Practical Power of Planning for Life’s Only Certainty
Face the future with confidence: Understand how planning for life’s only certainty with life insurance can provide lasting security.
Steering Your Savings: Taking Control of Your Car Insurance Rates
You’re in the driver’s seat! Learn how your credit, driving habits, vehicle choice, and smart shopping can lower your car insurance costs.
Underfoot Upgrade: Transforming Your Garage Floor from Forgotten to Fantastic
Don’t ignore your garage floor! Discover easy and impactful ways to upgrade this often-neglected area of your home.
Unwrapping the Wiener: A Deep Dive into the History and Lore of the Hot Dog
Beyond the bun: Discover the surprising history, varieties, and enduring appeal of America’s favorite tubular treat.
The Untapped Power of Collaboration: Why Asking for Help Fuels Business Success
Stop going it alone! Discover how leveraging the expertise of others can relieve pressure and drive your business forward.