What a Walk Around Your Home Can Tell You

What a Walk Around Your Home Can Tell You
Homeowners often uncover problems by accident. There’s a wet spot under the sink, the lights flicker, or we discover a crack in a window. When it comes to your home’s exterior, it can pay to be more proactive. Here’s what a walk around your house may uncover:
Roof Damage
Check for loose, cracking, or bubbling shingles. It could be time for some repairs. If your roof is over 15 years old, it may be nearing the end of its lifespan, especially if it is a standard asphalt shingle roof.
Cracking Cement
A cracking sidewalk or driveway could be a hazard. It also could be a sign of a deeper problem, like poor drainage or a shifting foundation. Cracks should be sealed with a caulk designed for concrete.
Gutter Problems
If gutters aren’t hanging properly, appear to be full, or even have small vegetation coming out of them, they need immediate attention. Gutters protect your roof, the eaves, siding, and your foundation. They should not be overlooked.
Foundation
Inspect your foundation for cracks or other signs of settling. Foundation issues are often caused by poor drainage.
Doors and Windows
Of course, you want to inspect windows for any cracks or missing or damaged seals. Check to make sure they are not developing gaps between the window frames and the siding.
Insect Damage
Your walk-around inspection should also include looking for insect or creature damage or nesting. Remove nests and seal gaps where insects may be entering. While you are at it, inspect wood for moisture damage.
Garage Door
Does your garage door open and close smoothly? Have springs and rollers been lubricated? Does the rubber seal at the garage door bottom provide a good seal against weather and pests?
Trees and Outbuildings
This is a good time to make sure limbs are not touching or reaching over your roof, that outbuildings are issue-free, and to make sure fences are solid.
Finally, check items like paint or siding condition, outdoor faucets and sockets, and any outdoor lighting. This may also be a good time for a home insurance policy review and price quote. Our independent insurance agents can compare quotes from our network of companies to make sure your coverage is in shape. Contact us today.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Celebrating Progress: Managing Your Business During the Juneteenth Holiday
Juneteenth is this Friday. Discover how to celebrate this historic holiday while ensuring your business stays compliant with holiday labor laws and social media standards.
The Quiet Promise: Why Life Insurance is the Ultimate Act of Fatherhood
Father’s Day is about the legacy you leave. Learn how a well-structured life insurance policy is the most unselfish way to say “I’ve got you covered.”
The Digital Witness: Why a Dashcam is the Best Father’s Day Gift for 2026
Looking for the perfect gift for Dad? A 4K dashcam isn’t just a gadget—it’s his best friend in an insurance claim. Discover the “Digital Witness” revolution.
The Longest Day of Liability: Managing Summer “Attractive Nuisances”
Summer is officially here this Sunday! Make sure your backyard “fun zone” doesn’t turn into a legal “hazard zone” with our guide to Attractive Nuisance liability.
Stars, Stripes, and Secrets: The Surprising History of Flag Day
Happy Flag Day! Discover 5 things you didn’t know about “Old Glory” and the fascinating story of the high school student who designed our 50-star flag.
Caring for the Caregivers: National Nursing Assistants Week and Workplace Safety
It’s National Nursing Assistants Week! Learn how to protect the dedicated staff who are the heart of our healthcare system with smart business insurance.
A Legacy Beyond the Tie: Why Life Insurance is the Real Father’s Day MVP
Forget the socks. This Father’s Day, give the gift of absolute certainty. Discover why Life Insurance is the ultimate act of modern fatherhood.
Blinding Brightness: Navigating June Sun Glare and Your Auto Policy
Squinting into the sunset? Learn the insurance implications of sun glare accidents and why a healthy windshield is your best safety tool this June.
The Smoke and the Spark: Protecting the Ultimate Father’s Day Backyard Upgrade
Is Dad’s new smoker covered? Discover how high-end outdoor upgrades impact your home insurance limits before the big Father’s Day reveal.
Only One Earth: The Surprising History of World Environment Day
Happy World Environment Day! Discover how a 1972 global meeting sparked a movement that helps us protect our “Only One Earth” every June 5th.