What a Walk Around Your Home Can Tell You

What a Walk Around Your Home Can Tell You

Homeowners often uncover problems by accident. There’s a wet spot under the sink, the lights flicker, or we discover a crack in a window. When it comes to your home’s exterior, it can pay to be more proactive. Here’s what a walk around your house may uncover:

Roof Damage

Check for loose, cracking, or bubbling shingles. It could be time for some repairs. If your roof is over 15 years old, it may be nearing the end of its lifespan, especially if it is a standard asphalt shingle roof.

Cracking Cement

A cracking sidewalk or driveway could be a hazard. It also could be a sign of a deeper problem, like poor drainage or a shifting foundation. Cracks should be sealed with a caulk designed for concrete.

Gutter Problems

If gutters aren’t hanging properly, appear to be full, or even have small vegetation coming out of them, they need immediate attention. Gutters protect your roof, the eaves, siding, and your foundation. They should not be overlooked.

Foundation

Inspect your foundation for cracks or other signs of settling. Foundation issues are often caused by poor drainage.

Doors and Windows

Of course, you want to inspect windows for any cracks or missing or damaged seals. Check to make sure they are not developing gaps between the window frames and the siding.

Insect Damage

Your walk-around inspection should also include looking for insect or creature damage or nesting. Remove nests and seal gaps where insects may be entering. While you are at it, inspect wood for moisture damage.

Garage Door

Does your garage door open and close smoothly? Have springs and rollers been lubricated? Does the rubber seal at the garage door bottom provide a good seal against weather and pests?

Trees and Outbuildings

This is a good time to make sure limbs are not touching or reaching over your roof, that outbuildings are issue-free, and to make sure fences are solid.

Finally, check items like paint or siding condition, outdoor faucets and sockets, and any outdoor lighting. This may also be a good time for a home insurance policy review and price quote. Our independent insurance agents can compare quotes from our network of companies to make sure your coverage is in shape. Contact us today.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Stars, Stripes, and Secrets: The Surprising History of Flag Day

Happy Flag Day! Discover 5 things you didn’t know about “Old Glory” and the fascinating story of the high school student who designed our 50-star flag.

Caring for the Caregivers: National Nursing Assistants Week and Workplace Safety

It’s National Nursing Assistants Week! Learn how to protect the dedicated staff who are the heart of our healthcare system with smart business insurance.

A Legacy Beyond the Tie: Why Life Insurance is the Real Father’s Day MVP

Forget the socks. This Father’s Day, give the gift of absolute certainty. Discover why Life Insurance is the ultimate act of modern fatherhood.

Blinding Brightness: Navigating June Sun Glare and Your Auto Policy

Squinting into the sunset? Learn the insurance implications of sun glare accidents and why a healthy windshield is your best safety tool this June.

The Smoke and the Spark: Protecting the Ultimate Father’s Day Backyard Upgrade

Is Dad’s new smoker covered? Discover how high-end outdoor upgrades impact your home insurance limits before the big Father’s Day reveal.

Only One Earth: The Surprising History of World Environment Day

Happy World Environment Day! Discover how a 1972 global meeting sparked a movement that helps us protect our “Only One Earth” every June 5th.

Resilient Operations: Small Business Continuity in the Face of Summer Storms

If a storm knocked out your power for a week, would your business survive? Learn the essentials of Business Interruption insurance and storm-proofing your operations.

The Ultimate Seatbelt: Why Life Insurance is the Core of National Safety Month

You wear a seatbelt and a helmet—why wouldn’t you wear a financial safety net? See how Life Insurance fits into your National Safety Month goals.

Beating the Heat: Protecting Your Vehicle (and Your Rates) as Temperatures Rise

High heat means high risk for your car. Discover how a simple tire pressure check can prevent a high-speed accident and keep your insurance premiums low this June.

The June 1st Warning: Securing Your Sanctuary for Hurricane and Storm Season

Hurricane season starts today. Learn why you can’t wait until a storm is named to secure your home and why “Flood vs. Water Backup” coverage is the most important distinction you’ll make this year.