Water Damage

In my childhood home, my basement flooded. The result? Stress and frustration for my parents and the destruction of everything low to the ground in storage. Although this was thirteen years ago, this event still impacts me today. Why? Because all the pictures, all the memories of my childhood, were destroyed in the flood.

The point I’m trying to make is just how important it can be to take precautions to prevent water damage in your home. Though your insurance may cover water damage, you simply can’t replace objects that hold sentimental value.

What are some of the causes of water damage?

  • Blocked gutters
  • Leaky pipes
  • Issues with plumbing
  • Heavy rainstorms or natural disasters

If you have dirty gutters, that’s an easy fix and can save you the trouble of water damage. Things like leaky pipes and plumbing may be a little costly to get taken care of, but can save you from filing a claim with your insurance company in the future. After you file a claim, your insurance rates could potentially go up. Over time, this could end up costing you more than a quick visit from the plumber would have costed.

Since you have no control over natural disasters, it can be a really good thing to purchase a water/fireproof box for all of your meaningful photos and important documents, just in case.

What would you put in your waterproof box in case of a flood?


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Generic filters

Read More Insurance Blogs

Life Insurance, Not Just a Death Wish: The 2026 Financial Planning Essential

Life insurance is now a living financial tool. This guide shows how modern policies can help you build wealth and plan for the future.

Beyond the Black and White: The New Reality of Life Insurance in 2026

Life insurance is evolving. Learn how new policies are becoming flexible financial tools for families in 2026.

Your Legacy, Your Way: Life Insurance as a Living Financial Tool for 2026

Life insurance is evolving. Learn how new policies are becoming flexible financial tools to help you build wealth and plan for the future.

The Halloween Legacy: Protecting Your Family’s Future with Life Insurance

A thoughtful guide to life insurance as a legacy for your family.

The October Promise: A Time to Secure Your Family’s Future

A thoughtful guide to understanding life insurance and securing your family’s future.

Beyond a Payout: How Life Insurance is a Living Financial Tool

A guide to how life insurance can be a living financial tool, with a focus on its cash value component.

The Gift of Security: A Simple Guide to Life Insurance

An easy-to-understand guide to life insurance, explaining policy types and a simple way to calculate your needs.

Your Legacy, Your Promise: A Practical Guide to Life Insurance

A clear, practical guide to life insurance, explaining term vs. permanent policies and how to calculate your needs.

Straightforward Answers to Your Life Insurance Questions

Get quick, direct answers to your most common life insurance questions, including affordability and medical exams.

A Global Look at Life Insurance: Trends and Triumphs

From the U.S. to China, explore the surprising global trends and facts about life insurance.