Water Damage

In my childhood home, my basement flooded. The result? Stress and frustration for my parents and the destruction of everything low to the ground in storage. Although this was thirteen years ago, this event still impacts me today. Why? Because all the pictures, all the memories of my childhood, were destroyed in the flood.

The point I’m trying to make is just how important it can be to take precautions to prevent water damage in your home. Though your insurance may cover water damage, you simply can’t replace objects that hold sentimental value.

What are some of the causes of water damage?

  • Blocked gutters
  • Leaky pipes
  • Issues with plumbing
  • Heavy rainstorms or natural disasters

If you have dirty gutters, that’s an easy fix and can save you the trouble of water damage. Things like leaky pipes and plumbing may be a little costly to get taken care of, but can save you from filing a claim with your insurance company in the future. After you file a claim, your insurance rates could potentially go up. Over time, this could end up costing you more than a quick visit from the plumber would have costed.

Since you have no control over natural disasters, it can be a really good thing to purchase a water/fireproof box for all of your meaningful photos and important documents, just in case.

What would you put in your waterproof box in case of a flood?


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Generic filters

Read More Insurance Blogs

The March Deadline: Understanding Your Life Insurance “Conversion” Window

Is your term life insurance expiring soon? Learn how to “convert” your policy into permanent coverage this March without a new medical exam.

The Paperless Legacy: Managing Your Digital Assets and Insurance Logins this Spring

Can your family find your policy? Use this first week of Spring to organize your digital insurance documents and legacy passwords.

Spring Into Health: Why Your March Physical is the Best Time to Lock in Life Insurance Rates

Getting your Spring physical? Learn how your health stats determine your life insurance premiums and how to “ladder” your coverage for better value.

The Ultimate Spring Cleaning: Why March is the Month to Audit Your Life Insurance Beneficiaries

Don’t just clean your closets this March. Ensure your life insurance beneficiaries are up to date to protect your family’s future.

The Business “Prenup”: Why Business Partners Need Life Insurance in February

Love your business partner? Protect your company with a Life Insurance-funded Buy-Sell agreement to ensure the business survives the unexpected.

New Life, New Responsibility: Why a February Arrival Means Updating Your Policy

Welcoming a new family member this February? It’s time to move life insurance to the top of your to-do list to ensure your child’s future is secure.

A Presidential Legacy: Using Life Insurance to Fund Your Charitable Vision

What will your legacy be? Learn how to use life insurance to make a significant charitable impact this Presidents’ Day without depleting your current savings.

A Gift Beyond Roses: Why Life Insurance is the Ultimate Expression of Valentine’s Day Love

Roses fade, but financial security lasts. Discover why life insurance is the most selfless Valentine’s Day gift you can give your family this year.

T-Minus 30 Days: The Late January Review of Beneficiaries and Tax Implications

Tax forms are here. Review your life insurance beneficiaries one last time, and understand the tax status of policy payouts vs. accrued interest.

The Mid-January Check-Up: Why Scheduling Your Life Insurance Exam Now Locks in the Best Rate

Don’t delay the exam! Schedule your Life Insurance paramedical exam in mid-January to lock in your best rate and complete your application process quickly.