What Do You Collect?

What Do You Collect?

Many people find joy and satisfaction in collecting a variety of items. Collecting items of value can also prove to be a good investment. Certain collectors have scientific-sounding titles. A coin collector, for example, is a Numismatist. A collector of postcards is a Deltiologist. Someone who collects stamps is a Philatelist. There’s even a name for those who collect Teddy Bears, an Arctophilist. Odds are if you collect something, you are some form of “ist”. So what is it that you collect?

If your collecting goes beyond an inexpensive hobby and involves keeping items in your home of exceptional value, you may not have adequate homeowner’s insurance. Although homeowner’s insurance will have coverage for contents, there will be limits to that coverage. If you have an extensive coin or postage stamp collection, valuable antiques or fine art, your coverage may come up short. Even extensive collections of records, sports memorabilia or even comic books could exceed your coverage. Certainly, valuable collections of gold and silver jewelry may exceed basic policy limits. So what’s a Cartophile or Machirologist to do?

The answer usually starts with an appraisal of the collection to find out its value. This appraisal should include a complete inventory of the collection. Depending on the collection, it can be valuable to get images of the items and individual values per item. Once the collection has been appraised its value should be compared to that limits of your homeowner’s insurance policy. If your coverage comes up short, it is time to contact one of our independent insurance agents to increase your coverage.

Our insurance agents are qualified to review the policies of any company and can make appropriate recommendations. If you like, we can search a variety of insurance companies who may specialize in loss prevention coverage for your specific type of collection. We can help improve your coverage at the best possible price.

If you would like to know more, contact us. Don’t risk years of collecting and your valuable collection to a loss by fire, theft, or natural disaster. Whether you are a Plangonologists, Antiquariun or Rabdophilist, we look forward to assisting you protecting the value of your collection.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

The Thrill of the Grill: A Masterclass in BBQ Perfection

An ultimate guide to mastering grilling and barbecue, with tips, techniques, and delicious recipes.

The Entrepreneur’s Armor: A Guide to Protecting Your Business

A crucial guide to business insurance, covering essential policies and strategies for entrepreneurs.

The Gift of Security: A Simple Guide to Life Insurance

An easy-to-understand guide to life insurance, explaining policy types and a simple way to calculate your needs.

Hitting the Road Safely: Understanding Your Auto Insurance Policy

A simple guide to auto insurance, explaining coverage, premiums, and tips for finding the best policy.

The Homeowner’s Handbook: Protecting Your Property and Peace of Mind

A clear guide to home insurance, covering policy types, inventory tips, and how to save money.

The Art of the Perfect Pizza: From Dough to Delight

A comprehensive guide to making delicious, restaurant-quality pizza at home, from dough to toppings.

Shielding Your Enterprise: The Small Business Owner’s Guide to Insurance

A deep dive into business insurance, covering essential policies and strategies to protect your company from risk.

Your Legacy, Your Promise: A Practical Guide to Life Insurance

A clear, practical guide to life insurance, explaining term vs. permanent policies and how to calculate your needs.

The Driver’s Blueprint: Demystifying Auto Insurance Coverage

A complete guide to auto insurance, explaining all coverage types and how to get the best deal.

Beyond the Basics: Navigating the Nuances of Home Insurance

A comprehensive guide to home insurance, covering everything from standard policies to essential riders and the claims process.