Your Smartphone and Insurance

Your Smartphone and Insurance

You probably have one of the best tools you need to make sure you get the full amount due you in any insurance claim right there in your purse or pocket. It is your smartphone. Are you using it properly or prepared to use it properly? Here are some ways your smartphone can be invaluable when it comes to your insurance, especially in a claim. 

For storing contact information needed after an accident or incident.

Make sure your smartphone stores the name and number of your auto insurance agent, homeowners’ insurance agent and the insurance company name and contact info. You may also want to have the name and number of your attorney available in your contacts as well. You may also want to keep your policy numbers in your notes. 

To take photos from the scene of an accident.

Photos taken immediately following an automobile accident can be powerful in the claims filing process. Get photos of the scene and damage to the vehicles involved. Use your smartphone to help document weather and traffic conditions. 

Insurance company apps.

Odds are pretty good your insurance carriers have their own apps to make the claim process easier. The app will also provide access to pertinent information like policy numbers etc. Most states now allow apps to serve as proof of insurance for auto insurance as well. 

Household inventory.

Your smartphone is an excellent place to store a listing of your household inventory and to keep room by room photo documentation of your belongings. Open up drawers and closets and take as many pictures as you feel necessary. Don’t forget to take images from your garage or outbuildings and of your electronic devices. There are also places where you can store your personal inventory in “the cloud” and access it from your smartphone when needed. It can be very difficult to recall all the belongings you may lose in a fire or other household calamity. Photos are a significant help. 

“Before” photos. 

Taking photos of your house and property can document the condition of your house in case it would become damaged by a fire or storm.  

That smartphone can more than pay for itself in an insurance claim if you use it to its full potential. Use it to store important contact information, apps, home photos and to document belongings. Your smartphone can be an important tool to help assure you get the full benefit of your insurance policies. 


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Life insurance; One Step at a Time

You Don’t Need a Big Budget To Get Your Life Insurance Program Started

Small Choices That Can Make Big Differences in Your Health

Don’t Let a Big Decision Stop You. Make Some Small Ones Instead.

Creating a Family Timeline

Building a family timeline is fun and interesting. Start with birthdays, weddings, graduations etc. and build it out from there!

Activities for the Family to Keep Everyone Fit

Share the Motivation for a Healthier Life with Your Family

Pre-Planning Doesn’t Require Pre-Paying

You Don’t Have to Wait Until You Are Financially Ready to Pre-Plan Final Services

How to Encourage Kids to Have Healthier Eating Habits

They May Not Eat Perfectly But They Certainly Can Eat Better

The Rising Popularity of “Celebrations of Life”

Final Services Are Changing. The Need for Life Insurance Is Not.

Seven Good Reasons to Take Up Biking

There’s More to Biking Than Tight Pants and Stylish Helmets

The Most Compelling Reason to Get Life Insurance

Of the Dozens of Reasons to Acquire Life Insurance, This May Be the Most Important

Staying Healthier: A Home Gym in the Space of a Closet

Motivation May Be a Factor But Lack of Space Should Not

Leave a Comment