What to Do When Your Car Breaks Down

It’s late–about ten o’clock on a Friday night. It’s pitch black outside, except for the occasional neon sign while passing a business on the side of the road. You’re on your way home from a night out with your friends. All of the sudden, your car is making a funny noise and rumbling a bit. Your car has been having a few issues lately, and now it’s preventing you from going where you need to be. You’ve got no choice but to pull over on the side of the road.

It’s never an ideal thing for our car to break down on us, especially when we’re out and about and it’s dark out. Imagine this situation happening to you. Are you prepared? Follow these suggestions for staying safe if your car breaks down while travelling.

  • Pull off to the side of the road. Park on the shoulder to avoid any accidents with traffic. If possible on the highway, take an exit to find a nearest gas station.
  • To make your car visible, you can turn on your hazards.
  • Use your cell phone to call roadside assistance if you have it. If you do not have roadside assistance, call someone close to you to pick you up. That way, you can wait until the sun is out to deal with your car situation. It’s safer in the daylight.
  • If you feel you are in an unsafe area, stay in your car. Lock the doors. If you must, call the police to assist you and keep you safe.
  • In circumstances like this, it’s a great idea to keep a form of protection in your vehicle, such as mace.
  • If someone stops to help you, it’s a good idea to only slightly open your window. Let them know you’ve already contacted the police. That way, if their intentions aren’t good, they’ll know police will be there shortly to assist you.
  • If you are approached by someone who seems dangerous, it’s a good idea to draw attention to the situation by honking your horn and flashing your lights.
  • Make sure you know the location of your vehicle if you must leave it there overnight.
  • It’s a great idea to learn how to change a flat tire and keep all the necessary tools along with a spare tire in your car at all times.
  • Keep extra coolant in your car just in case you need it.
  • Keep a heavy coat and blankets in your car in the wintertime.
  • Have extra drinking water in your car.
  • Remember to always stay calm in situations like this.

Keep in mind that most insurance companies offer a roadside assistance package that you can purchase to help you in situations like this one.

By: KayLynn P.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

In Flanders Fields: Why We Wear Red Poppies on Memorial Day

Why the red flower? Discover the moving history of the Memorial Day Poppy and the woman who made it a global symbol of remembrance.

Beating the Heat: OSHA Compliance and Liability for Outdoor Workers

Summer is heating up. Protect your employees and your business from heat-related illnesses with our guide to National Heat Awareness Day.

Beyond the Holiday: Using Memorial Day to Discuss Family Financial Security

This Memorial Day, honor the past by securing your family’s future. A guide to transitioning from military to private life insurance.

he Great American Adventure: Preparing Your Policy for National Road Trip Day

Hitting the highway this Friday? Discover how to “road-trip proof” your auto insurance before you cross state lines for the long weekend.

Grilling Without Grief: Preventing Memorial Day Fire Claims

Firing up the grill this Monday? Make sure your Memorial Day BBQ doesn’t turn into a homeowners insurance claim with these essential safety tips.

Champagne and Sunshine: The Surprising Origins of the Mimosa

Happy National Mimosa Day! Discover how a Parisian hotel bartender and a film director created the world’s most popular breakfast cocktail.

National Mimosa Day: Managing “Social Host” Liability for Your Business Brunch

Serving bubbles this Saturday? Ensure your business is protected from the unique risks of “complimentary” alcohol service this National Mimosa Day.

The Family Ladder: Structuring Life Insurance to Match Your Kids’ Milestones

Don’t overpay for life insurance. Discover how the “Laddering” strategy provides maximum protection for your kids while saving you thousands in premiums.

Sharing the Lane: What Every Driver Needs to Know During National Bike to Work Week

It’s National Bike to Work Week! Learn how to share the road safely and how your auto insurance policy protects you even when you’re on two wheels.

Spring Sales and Safety: Managing Home Insurance Risks During Real Estate Season

Selling your home this May? Make sure your homeowners insurance is ready for the foot traffic of a spring open house.