How Some Famous Movie Cars Would Be Insured in Real Life

How Some Famous Movie Cars Would Be Insured in Real Life

The big screen is a place where it seems almost anything can happen. Men can have superhuman powers, we can travel to the future and even come face to face with unimaginable creatures. It is also a place where some cars can have extraordinary powers. Let’s just imagine for a bit however, that some of these cars really existed. How would they be, or should they be, treated in the real world of auto insurance.

Christine

If you haven’t seen this 1983 film based on the Stephen King novel, it stars a “spirited” 1958 red Plymouth Fury. The car, in severe disrepair is purchased by Arnie, a teenager determined to fix Christine up. Because he is a teenager, insurance will be expensive, but because it is in major disrepair, it is a project car. This makes it more affordable to insure. Once restored, the game changes. Arnie’s now mint condition Fury, which he drives daily, will become much more expensive. In fact, because it is such a classic, it may have to be insured for a mutually agreeable replacement value. If you’ve seen the movie, however, you already know insurance costs are the least of Arnie’s problems.

The Love Bug

The Love Bug was a Volkswagen Beetle that starred in a series of Disney films starting in 1968. The 1963 VW, of course, should be insured as a classic, but because it is a race car, even if insurance could be acquired, the premiums could be through its cloth sunroof. Spoiler alert: Herbie finishes first AND third in the dramatic movie-closing race.

Smokey & The Bandit

Even with Burt Reynolds and Sally Field the real star of this film was the 1977 Pontiac Trans Am. At the time, the Trans Am was a daily driver for tens of thousands of drivers and would likely be insured as such. An upgrade to the more powerful engine would have raised premiums a bit. Today, the car would be considered a classic, but so many were produced, they are not exceptionally valuable on the collectors market.

Back to the Future

There is no question the a 1981 DeLorean DMC-12 (like used in the movie) should be insured as a classic collectable today. At the time however, it was a unique design with a rather pedestrian 2.9 liter V-6 engine that only generated 130 horsepower. Now if it could really go back to the future…

Jurassic Park

No, those aren’t Jeeps but 1992 Ford Explorers in the 1993 science fiction/adventure thriller. The issue with insuring these would be they are essentially vehicles for hire and fleet vehicles. Oh, not to mention they were driven around living, breathing dinosaurs. By the way, the vehicles appeared to be driven by automation in the film, but were actually driven from the trunk using a camera and video screen.

You may not have a movie star car but it still needs to be insured in the real world. Contact us for a no-obligation quote on your auto insurance today. Our independent agents will do the work for you!


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Beyond Pizza and Promises: Recognizing When It’s Time to Hire Professional Movers

Time to call the pros? Learn when pizza and beer just won’t cut it for your next move.

Mapping Our Roots: Uncovering the Stories Behind American City Names

City names revealed! Discover the historical, religious, and geographical influences behind the monikers of American cities.

The Agile Approach: Why Short, Focused Plans Are Overtaking the Mammoth Business Blueprint

Ditch the doorstop plan! Discover why concise, adaptable strategies are the new gold standard for business success.

Embracing Tomorrow: The Practical Power of Planning for Life’s Only Certainty

Face the future with confidence: Understand how planning for life’s only certainty with life insurance can provide lasting security.

Steering Your Savings: Taking Control of Your Car Insurance Rates

You’re in the driver’s seat! Learn how your credit, driving habits, vehicle choice, and smart shopping can lower your car insurance costs.

Underfoot Upgrade: Transforming Your Garage Floor from Forgotten to Fantastic

Don’t ignore your garage floor! Discover easy and impactful ways to upgrade this often-neglected area of your home.

Unwrapping the Wiener: A Deep Dive into the History and Lore of the Hot Dog

Beyond the bun: Discover the surprising history, varieties, and enduring appeal of America’s favorite tubular treat.

The Untapped Power of Collaboration: Why Asking for Help Fuels Business Success

Stop going it alone! Discover how leveraging the expertise of others can relieve pressure and drive your business forward.

Navigating the Grandparenting Journey: Understanding Today’s Families

Grandparenting today: Learn key shifts in family dynamics to build stronger connections with your children and grandchildren.

Mapping Our Paths: The Fascinating Reasons Behind Our Road Networks

The story behind the asphalt: Explore the geographical, historical, and planning influences that shaped our modern road systems.