Don’t Let Your Home Become a Hazard Zone: Top 5 Household Accidents and How to Avoid Them

Don’t Let Your Home Become a Hazard Zone: Top 5 Household Accidents and How to Avoid Them

We all know that feeling – a trip on the stairs, a bump on the head from a low-hanging cabinet door. Household accidents happen to the best of us, and while we often think of them as minor inconveniences, the statistics tell a different story. In 2019 alone, over 131,000 people died from preventable home accidents – that’s three times more than the average number of annual car accident fatalities!

So, how can we turn our homes from hazard zones into safe havens? Let’s take a look at the top 5 most common household accidents and explore some easy preventative measures:

  1. Falls: Taking a Tumble Can Be Serious

Falls are the undisputed king of home accidents, especially for young children and older adults. One in four Americans over 65 will experience a fall each year, and for one in five, it will result in a broken bone or head injury. The good news is that your home can be fall-proofed! Think about installing grab bars in bathrooms, opting for walk-in showers instead of tubs, and ensuring proper lighting throughout the house. Area rugs should be secured with double-sided tape to prevent slipping, and clutter should be kept at a minimum to avoid tripping hazards.

  1. Cuts: Kitchen Chaos and Beyond

While seldom life-threatening, cuts are a common consequence of kitchen adventures and DIY projects. Keeping knives sharp (blunt blades are more likely to slip) and storing them safely is a must. Always use proper cutting techniques and wear gloves when necessary for yard work or handling potentially sharp objects.

  1. Poisoning: A Silent Threat

Poisoning is a serious concern, especially in homes with young children or elderly individuals. Keep all cleaning supplies, medications, and household chemicals out of reach and securely locked away. Consider using childproof cabinet locks for added security. Teach children never to ingest anything without first checking with an adult. If you suspect poisoning, call emergency services immediately.

  1. Burns: Keeping Cool in the Kitchen

Burns can occur from open flames, hot liquids, steam, or even hot surfaces like stovetops and ovens. The severity of a burn can range from mild discomfort to life-threatening injuries. Stay alert while cooking, keep hot liquids away from children and pets, and use oven mitts when handling hot pots and pans.

  1. Drowning: A Poolside Safety Reminder

Drowning is a tragic yet preventable accident. If you have a pool, ensure proper fencing and barriers are in place to restrict access. Children should never be left unsupervised around water, no matter how shallow. Consider enrolling children in swimming lessons to equip them with essential water safety skills.

Turning Your House into a Home Sweet Safe Home

By implementing these simple preventative measures, you can significantly reduce the risk of household accidents. Remember, a homeowner’s insurance policy can provide valuable protection in case an accident does occur. Don’t wait until it’s too late – contact our independent insurance agents today for a free quote and peace of mind!

 


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

The Beautiful Pause: Embracing Solitude and Self-Care

Ditch the noise. A guide to finding mental clarity and practicing self-care by embracing intentional solitude during the final, quiet days of January.

Final Tax Data Security: Protecting Against Employee W-2 Identity Theft

W-2s are out. A final, urgent guide to securing employee data against tax fraud and using Cyber Insurance for breach response and identity theft coverage.

T-Minus 30 Days: The Late January Review of Beneficiaries and Tax Implications

Tax forms are here. Review your life insurance beneficiaries one last time, and understand the tax status of policy payouts vs. accrued interest.

Extreme Cold Alert: Protecting Your Vehicle from Late January Freeze Damage

Frozen engine block? Late January extreme cold risks and how your Comprehensive Auto Insurance handles non-collision, cold-related vehicle damage.

The Final Frost: Securing Your Home from Ice and Tree Damage

Extreme cold risk is highest now. A guide to Home Insurance for tree fall damage, ice structure risks, and securing your claim against catastrophic late-January weather.

Slow Cooker Immunity: Nourishing Your Body with Winter Comfort Foods

Fight the mid-winter slump! Easy slow-cooker recipes packed with immune-boosting spices and ingredients to keep your family healthy in late January.

Accountability in the New Year: Auditing Employee Risk for Workers’ Comp and Liability

Get back to basics! Mid-January is the time for mandatory safety refreshers and HR audits to manage Workers’ Comp and General Liability risk in 2026.

The Mid-January Check-Up: Why Scheduling Your Life Insurance Exam Now Locks in the Best Rate

Don’t delay the exam! Schedule your Life Insurance paramedical exam in mid-January to lock in your best rate and complete your application process quickly.

Used Car, New Coverage: Insuring Your Post-Holiday Vehicle Purchase in January

Just bought a used car? Don’t forget to update the VIN, transfer your coverage, and check if you need higher Medical Payments limits.

The Mid-Winter Meltdown: Protecting Your Home from Aging Furnace and Water Heater Failure

Mid-January system failure is costly. Learn why standard home insurance doesn’t cover your broken furnace and why you need an Equipment Breakdown endorsement now.