8 Bizarre Things Your Home Insurance May Cover
There is often a lot of confusion regarding what a homeowner’s policy actually covers. Some may think their home policy covers when there is a flood, but depending on your specific coverages, most of the time it is a mistake to think this. There are many things you’d be surprised to hear that are indeed covered by your policy. As with any other type of insurance, coverages vary based on your state, your insurance company, and your specific policy.
- Dog bites. If your dog is responsible for injuring someone, your homeowner’s policy may cover the medical bills, depending on your breed of dog.
- What are the odds that an airplane or a blimp may fall on your property and destroy your home? Well, if it does, your insurance might just have your back.
- If your child is legally and financially dependent on you, you may be covered if he/she accidentally throws a ball, breaking a window. Even if older than 18.
- Your power goes out after your trip to the grocery store when you stocked up on expensive meats. Everything is spoiled. Some standard homeowners policies will cover up to $500 of spoiled foods.
- If a new law is passed that requires you to make updates on your home appliances, check and see if your insurance policy covers the price for that.
- Vandalism or damage to a family tombstone may be covered, regardless of whether it’s located on another property.
- In the event that a bear ends up on your property wreaking havoc, you may have coverage.
- Eerily, if a murder or death occurs on your property, the clean-up of the mess could be covered.
If you have any questions about strange things your policy might cover, ask your independent insurance agent.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
America’s Linked Cities: Six Communities Forever Entwined
Discover America’s famously linked cities.
Navigating Price Increases: How to Retain Customers During Inflationary Times
Retain customers during price increases with these tips.
Beyond the List: What Your Bucket List Really Says About You
The hidden meaning and power of your bucket list.
Taking the Wheel: How You Control Your Car Insurance Costs
Control your car insurance costs with these tips.
Beyond the Walls: Maximizing Your Home’s Outdoor Living Potential
Unlock your home’s outdoor living potential.
The Welcome Mat: 5 Surprising Values of Your Home’s Unsung Hero
The surprising value of your welcome mat.
Adapting for Tomorrow: How Businesses Can Thrive Amidst Constant Change and Tech Evolution
Business success: adapting to change and embracing technology.
Board Game Wisdom: Timeless Classics Grandparents Teach Grandchildren
Grandparents, grandchildren, and classic board game fun.
Beyond the Trail: Surprising Facts About the Iconic Jeep
Explore surprising facts about the legendary Jeep.
Home Insurance Blind Spots: Are You Really Covered?
Don’t be in the dark about your home insurance.