Why It May Be Time for a Home Insurance Review
Why It May Be Time for a Home Insurance Review
How often should you get a home insurance review? Many experts suggest a homeowners’ insurance policy be reviewed annually. While that may seem a bit frequent, things can change year to year and that could impact your home insurance. Here are some examples.
You Make Major Improvements to Your Home
Perhaps you’ve upgraded a kitchen or bath, added a room, built a fence, or added a deck. These can all impact the value of your home and affect your home insurance.
Added or Eliminated an Attractive NuisanceÂ
Did you add or eliminate a pool from your yard? What about a trampoline or hot tub? Adding or eliminating these attractive nuisances can impact your policy and what you pay.
Made an Upgrade to Electric or Plumbing
If you have upgraded your electrical system, plumbing, or put on a new roof, it could lower your home insurance premiums. Contact your independent insurance agent to discuss the details of any improvements.
Added Safety or Security Systems
Have you recently added a video camera system, smoke alarms, or secured a monitored security service? This could make you eligible for a discount.
Flooding Zones Can Change
Areas at risk of flooding change due to climate, construction, and urban development. Your property may be at risk, and you may not know it. While flood insurance is not typically included in a base homeowners insurance policy, our independent insurance agents can help you secure it.
It Has Been More Than Two Years Since Your Previous Review
If it has been more than two years since you’ve had a home insurance review, it’s time to call one of our independent agents. They can make sure your policy is keeping up with inflation. They can even provide a price quote that may be able to save you money!
Reach out to us today for your no-obligation review. Maybe your home insurance is adequate as it is. But wouldn’t it still be nice to know? Contact us today.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Read More Blogs
Protecting Your Investment Amid Shifting Climate Realities
Essential tips for updating home coverage, handling rebuild inflation, and securing the best rates this fall.
Cultivating Wellness and Equinox Balance
Discover how to establish balanced autumn routines, maintain nutritional vitality with protein-forward habits, and enjoy the refreshing energy of the equinox transition.
Commercial Risk Management
Business leaders can secure fourth-quarter operations by conducting late-September audits of commercial property, liability, and business interruption policies.
Family Financial Strategy
Utilize the steady pace of late-September to assess your life insurance coverage, evaluate income replacement needs, and secure your family’s financial future.
Road Readiness and Commuter Safety
Navigate late-September traffic and cooling morning temperatures by optimizing your auto insurance policy, checking vehicle safety systems, and preparing for autumn roadways.
Property Hardening and Final Autumn Prep
Ensure complete residential resilience ahead of the equinox by finalizing gutter clearing, testing heating systems, and verifying replacement cost policy limits.
Cultivating Mid-September Wellness and Routine Resilience
Discover how to establish balanced autumn routines, maintain nutritional vitality with protein-forward habits, and enjoy the refreshing energy of mid-September.
Commercial Risk Management
Business leaders can secure fourth-quarter operations by conducting mid-September audits of commercial property, liability, and business interruption policies.
Family Financial Planning
Utilize the steady pace of mid-September to assess your life insurance coverage, evaluate income replacement needs, and secure your family’s financial future.
Road Safety and Vehicle Maintenance
Navigate mid-September roadway dynamics with confidence by optimizing your auto insurance policy, checking vehicle safety systems, and preparing for changing driving conditions.