Improving Your Home? Improve your Insurance.

Improving Your Home? Improve your Insurance.

There are many old adages about our homes. They are our castles and there is no place like them. Home is where the heart is and it is said homes are not bought but built. We create our homes to fit our lifestyles and to be comfortable. After all, another old saying says certain spaces should “have all the comforts of home.”

To accomplish this, some are in an almost constant state of improvement. Many homeowners have long lists of projects that they want to accomplish. They may be weekend projects or home improvements that take weeks or months to complete. They may be as simple as adding a ceiling fan, new USB wall sockets or upgrading curtains. They could be as major as adding a bathroom, sunroom or a significant kitchen remodel. In any case, these improvements are usually intended to make our homes nicer, more convenient, safer and more valuable. The good news is that every dollar you spend on your home should add some value to it. The bad news is that at some point that value may exceed the coverage provided by your homeowners insurance.

This is particularly true if you haven’t reviewed your homeowners’ insurance policy in several years. It is also true if you have made some major improvements to your home. Improvements like adding square footage through a room addition, adding a deck, a significant kitchen or bathroom remodel or adding a pool, spa or fireplace. While increasing the value of your home, they could raise the replacement value beyond coverage. Even if you haven’t made major improvements, housing values could have risen enough over the years simply due to rising home prices. If you don’t occasionally have a homeowners’ insurance review, your homeowners’ insurance may no longer be sufficient.

We encourage you to connect with one of our independent insurance agents for a no-cost, no-obligation homeowners’ insurance review. Let us take a look at your coverage limits and any improvements you may have made since your last review. We can help prevent any lapse in coverage, and perhaps find a policy with improved coverage at competitive pricing.

Improving your home? Make sure your home insurance keeps up. Contact us today for your free home insurance review.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

The Thrill of the Grill: A Masterclass in BBQ Perfection

An ultimate guide to mastering grilling and barbecue, with tips, techniques, and delicious recipes.

The Entrepreneur’s Armor: A Guide to Protecting Your Business

A crucial guide to business insurance, covering essential policies and strategies for entrepreneurs.

The Gift of Security: A Simple Guide to Life Insurance

An easy-to-understand guide to life insurance, explaining policy types and a simple way to calculate your needs.

Hitting the Road Safely: Understanding Your Auto Insurance Policy

A simple guide to auto insurance, explaining coverage, premiums, and tips for finding the best policy.

The Homeowner’s Handbook: Protecting Your Property and Peace of Mind

A clear guide to home insurance, covering policy types, inventory tips, and how to save money.

The Art of the Perfect Pizza: From Dough to Delight

A comprehensive guide to making delicious, restaurant-quality pizza at home, from dough to toppings.

Shielding Your Enterprise: The Small Business Owner’s Guide to Insurance

A deep dive into business insurance, covering essential policies and strategies to protect your company from risk.

Your Legacy, Your Promise: A Practical Guide to Life Insurance

A clear, practical guide to life insurance, explaining term vs. permanent policies and how to calculate your needs.

The Driver’s Blueprint: Demystifying Auto Insurance Coverage

A complete guide to auto insurance, explaining all coverage types and how to get the best deal.

Beyond the Basics: Navigating the Nuances of Home Insurance

A comprehensive guide to home insurance, covering everything from standard policies to essential riders and the claims process.