Your Next Car: 5 Things to Check Before You Buy

Car buying has changed dramatically over the years. You can now select a car, apply for a loan, and even schedule delivery all online. Yet, for most people, the process still involves looking at classified ads, visiting a dealer, or meeting up with a private seller. No matter how you find your next vehicle, there are a few essential things you should check before you hand over your money. This checklist can help you make a smart, informed decision.

First, always ask for maintenance records. Even a car that is only a few years old should have some documentation of its service history, including regular oil changes. This is a great way to verify that the car was well-cared for and maintained on a consistent basis.

Second, get a car history report. A report from a service like Carfax or AutoCheck can provide a detailed history of the vehicle, including any reported accidents or insurance claims. It can also confirm that the car has a clean title and has not been “salvaged” or declared a total loss. This report is a crucial tool for uncovering a car’s hidden past.

Third, carefully check the body. Don’t just give the car a quick once-over. Look closely for dents, dings, and scratches. Pay special attention to the corners and bumpers, as these are common areas for minor damage. While a few small imperfections may not be a deal-breaker, it’s better to know about them in advance so you can factor them into your purchase decision.

Fourth, check the oil. While it’s not a foolproof indicator of a car’s overall health, pulling the dipstick and checking the oil’s color and consistency can give you a quick clue as to how well the car was maintained. Clean, light-colored oil is often a good sign.

Finally, check insurance rates before you commit to a purchase. A newer car, or even a different make or model, can significantly change your car insurance rates. You can avoid a negative surprise by getting a quote on the specific car you’re considering. A newer car may have safety features that could lower your premium, but it might also be more expensive to repair, which could raise it. Regardless of whether you’re buying a new car or not, it’s always a good idea to compare car insurance rates every year or so. One of the best ways to do that is with an independent insurance agent. We have access to a network of companies and can do the shopping for you, so you can find the best coverage at the best price. Contact us today to get started!