Summer and the Increasing Chances of an At-Home Injury
Summer and the Increasing Chances of an At-Home Injury
As summer approaches, it is worthwhile to note that the warmer weather can also be a factor in increasing the odds of an injury accident at home. If the injury is significant enough, it could lead to a homeowners’ insurance liability claim. So as the thermometer rises and visitors increase, here are some activities in which to take extra precautions.
Yard Work
Most of us don’t consider working in the yard or garden as a hazardous activity but it can be; especially when power tools are concerned. Riding and power mowers, weed eaters, hedge trimmers and chainsaws can cause some serious injuries rather quickly. Be cautious about wearing loose clothing and wear eye protection. You’ll also want to be careful when digging to make sure no power lines are nearby. Contact utilities companies to mark buried pipes and wiring prior to digging in your yard.
Grilling
We often forget that there are still hazards to be aware of even after the grill gets started. Only grill outdoors and away from other structures and anything flammable. Never leave a grill unattended when it is lit. Keep your grill well-maintained and clean. Grill foods thoroughly and avoid basting foods with liquids the meat was marinated in. Use long-handled tools when grilling out and keep surfaces clean. Keep a spray water bottle handy to tame flare-ups.
Sports and Outdoor Activities
If you enjoy cycling, wear a helmet and bright clothes to improve visibility. Stretch muscles before running, jogging or even playing volleyball. Be cautious around the wet surfaces surrounding a pool. When entertaining outdoors at night, make sure there is sufficient lighting to help prevent slip and falls. Be cautious not to over-serve alcohol and suggest visitors use a ride-sharing service or have a designated driver if drinking.
If you haven’t reviewed your homeowners’ insurance policy in years, now is a good time to make sure you have sufficient coverage. Maybe you’ve made some home improvements since your last review or perhaps housing values in your neighborhood have increased. Our independent agents can help, no matter which company issued your current policy. They can tell you what your policy covers and where there may be gaps. They can even secure quotes from multiple companies to ensure your rates are competitive. Contact us today to make sure you are prepared for the increasing activity the summer will likely bring.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
The Entrepreneur’s Toolkit: From Startup to Success, Insuring Every Step of the Journey
A phase-by-phase guide for entrepreneurs on the essential business insurance policies they need.
Beyond a Payout: How Life Insurance is a Living Financial Tool
A guide to how life insurance can be a living financial tool, with a focus on its cash value component.
The Driver’s Playbook: How to Maximize Your Auto Insurance Benefits
A playbook for drivers, revealing key policy benefits and strategies to get the most from your auto insurance.
Beyond the Big House: Uncovering the Hidden Value in Home Insurance
A deep dive into the valuable but often overlooked components of a home insurance policy.
The Thrill of the Grill: A Masterclass in BBQ Perfection
An ultimate guide to mastering grilling and barbecue, with tips, techniques, and delicious recipes.
The Entrepreneur’s Armor: A Guide to Protecting Your Business
A crucial guide to business insurance, covering essential policies and strategies for entrepreneurs.
The Gift of Security: A Simple Guide to Life Insurance
An easy-to-understand guide to life insurance, explaining policy types and a simple way to calculate your needs.
Hitting the Road Safely: Understanding Your Auto Insurance Policy
A simple guide to auto insurance, explaining coverage, premiums, and tips for finding the best policy.
The Homeowner’s Handbook: Protecting Your Property and Peace of Mind
A clear guide to home insurance, covering policy types, inventory tips, and how to save money.
The Art of the Perfect Pizza: From Dough to Delight
A comprehensive guide to making delicious, restaurant-quality pizza at home, from dough to toppings.