Do I Need a “Human” Insurance Agent?

Do I Need a “Human” Insurance Agent?

You can get just about anything online. You can buy a car, get a loan or order lunch. You can get a ride to the airport, order groceries and even “see” a doctor. You can also buy insurance online. So, the question is, do you need a human insurance agent? The short answer is technically, no, you do not need a human insurance agent. You can fill out an online form, submit a payment and get a policy issued. The real question is should you have a human insurance agent? That answer is yes.

First of all, discussing your insurance needs with a human can increase your understanding of your risks. An agent can review your life situation and consider your entire budget and financial goals in putting together a loss prevention plan. You can learn more from a licensed insurance agent as opposed to filling out an online form. But the benefits of having a human insurance agent are just beginning at your initial purchase.

An agent can help you through the various phases of life. They are there as you get older and rates and life circumstances change. They are available when you get married, purchase a house and have children. Now, to be fair, it may not always be the same person who serves as your agent but there’s something comforting about knowing you can contact a real human when changes are occurring in your life.

Perhaps the biggest value a human agent brings to your insurance experience is when you have a claim or encounter questions. Our independent agent will serve as your ambassador and liaison between you and your insurance company. This helps ensure the claims process goes as smoothly as possible.

So, do you NEED a human insurance agent? Quite frankly, you probably can get by without one. But why would you? Our independent insurance agents provide you with full service while working on your behalf to seek out the best coverage at the lowest rates. Since they are independent agents, they can work with a variety of insurance companies. They are not obligated to just one.

Get more for your money with a real-life independent insurance agent. We invite you to contact us to discuss your insurance needs.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Living Large: Peeking at the United States’ Most Outlandishly Expensive Homes

Explore the incredible world of ultra-luxury real estate with a look at some of the most expensive homes recently sold in the United States.

Curious Origins: Unraveling the Stories Behind Everyday Phrases

Uncover the surprising stories behind everyday phrases like “holy Toledo,” “crocodile tears,” “jaywalking,” and more!

The Unprotected Majority: Why Business Insurance Isn’t a Luxury, It’s a Necessity

Don’t gamble with your business! Learn why business insurance is a critical investment, not a luxury, and how affordable coverage can safeguard your future.

Declutter Your Life: Beyond the Physical to a More Streamlined Existence

Tired of clutter? Discover actionable tips to declutter not just your belongings, but also your finances and digital life for a more streamlined and stress-free life.

Decoding the Fine Print: 4 Essential Auto Insurance Terms You Need to Know

Demystify auto insurance! Understand the real meaning behind state minimums, uninsured motorist, no-fault, and full coverage to protect yourself on the road.

Apartment Living Made Easy: Essential Tips for a Smooth Move and Happy Tenancy

Moving into an apartment? Get smart with these essential tips on landlords, leases, parking, documentation, and the crucial need for renters insurance.

The Heart of the Game on Screen: Celebrating Iconic Sports Movies

Relive the magic of iconic sports movies like “Hoosiers,” “Field of Dreams,” “Brian’s Song,” and more, celebrating the unforgettable stories and moments they brought to the screen.

What’s Your Slice of the Pie? Uncovering Your True Market Share

Curious about your market share? Learn a simple method using online research to estimate your potential and understand your local market landscape.

Your Life Insurance Journey: Start Small, Dream Big, Build Security

Don’t wait for the perfect policy. Discover how starting small with life insurance is the key to building long-term financial security for your family.

Beyond the Touchscreen: 6 Analog Essentials Every Modern Car Should Carry

Don’t rely only on tech! Here are 6 old-school items that are still crucial to keep in your modern vehicle for safety and convenience.