Increasing the Odds of Getting Your Rent Deposit Back

Increasing the Odds of Getting Your Rent Deposit Back

We’ve all either heard stories about or been a part of a situation where a landlord has kept all or part of a rent deposit for one reason or another. What can you do to maximize the odds you will not be in a similar situation? Here are some steps you can take to make sure you get back what you should reasonably deserve.

Understand the Terminology

Landlords may use a variety of terms when leasing space. They may call a fee an application fee, deposit, security deposit, cleaning fee, or first or last month’s rent. Here’s a quick definition of each:

  • Application Fee. This is what a potential landlord charges you just to consider you as a tenant. It usually covers the costs of a background or credit check and the time it takes to confirm employment, rental record and/or personal references. This is not refundable.
  • Deposit or Security Deposit. A fee a landlord charges to ensure the property will be reasonably taken care of, subject to reasonable wear and tear. If the property is damaged, the landlord can deduct the costs of repairs from this deposit.
  • Cleaning Deposit. This is intended to cover the costs of returning the property to the condition it was in when initially leased.
  • First and/or Last Month’s Rent. This can only be used for rent and not to cover the costs of damage unless stated so in the lease.

Document the Condition of the Property Upon Move-In

Note any items that are in disrepair or non-working through notes and images. Send a copy to the landlord.

Ask Your Landlord

At the outset and upon notification that you will be moving out, simply tell your landlord it is your intention to get all of your deposit back at the end of the lease, and for any final instructions on what you need to do that.

Document the Condition of The Property at Move Out

Take an additional set of images once you have moved your belongings out and have cleaned it. Include interior photos of cupboards and closets. Include these images in a dated, written request for the full return of your deposit upon move-out.

Although you may still have issues getting your full deposit returned to you, you will certainly improve your odds of doing so by taking the above steps. If the landlord still holds back your entire deposit you can file a claim in small claims court using your images and notes as evidence.

Protect your investment when renting by securing affordable renter’s insurance. Renters insurance can cover your furniture, personal property and even cover you from liability claims. Some personal electronics may be excluded, ask your independent agent for details. Contact us to get a no obligation price quote on renters insurance and get your coverage today!


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Cyber Traps of Tax Season: Securing Your Business Data with Cyber Insurance

Tax season is phishing season. Protect your sensitive financial data and employee W-2s with robust Cyber Insurance coverage against targeted tax fraud.

Tax Season Lifeline: Why January is the Time to Secure Estate Liquidity with Life Insurance

Tax season is here. Use Life Insurance to create tax-free liquidity for your estate and protect your family business from forced asset sales.

The Debt-Deductible Dilemma: Aligning Your Auto Policy with Post-Holiday Finances

Did holiday spending deplete your savings? Reconsider high auto deductibles—you might not be able to afford the out-of-pocket cost if you have an accident now.

Deep Freeze Defense: Essential Home Insurance Prep for January’s Peak Winter Storms

Don’t wait for the blizzard. A mid-January guide to using your Home Insurance to protect against peak winter storm damage, from ice dams to power outages.

Sparks in the Dark: The Shocking Science (and Solutions) of National Static Electricity Day

Why does everything zap you in January? Celebrate National Static Electricity Day by learning the science of the “winter spark” and how to stay grounded.

The Digital Clean Slate: Securing Your Business Cyber Insurance

Digital organization is key. An audit of your cyber policy and MFA security measures is vital to meet 2026 insurance requirements and lower premiums.

The Healthy Policy: Leveraging Your January Wellness Resolutions for Life Insurance Savings

Did you resolve to get healthier? Your improved fitness can translate into lower life insurance premiums in the new year.

Post-Holiday Adjustments: Auditing Your Auto Policy for New Drivers and Commute Changes

Did a student driver leave for school or return home? Update your auto policy’s garaging address and drivers to avoid huge claim issues.

New Year, New Value: How to Audit Your Home Insurance for Proper Coverage

Kick off the year by checking your policy. Ensure your home’s replacement cost is up-to-date and your new holiday gifts are properly scheduled.

Cinnamon, Cocoa, and Contentment: The Hygge Approach to December Holiday Feasting

Ditch the stressful feast! Simple, warm, and comforting recipes and rituals to bring the cozy Danish concept of Hygge to your holiday table this December.