How Your Life Can Be Easier and Cheaper with IoT

Internet of Things Concept – Home Appliances Connected To Smartphone

The way of today’s society is about living life in the fast lane and trying to get as much money as you can get your hands on—no, not you, sticky-fingered kleptomaniacs. Imagine devices that collect and transfer information instantly and can also save you money in the long-run. I’m referring to what’s known as IoT, or, the Internet of Things.

What “things”, you may ask? With such a broad title, what “things” are including the internet? It’s anywhere from home-security devices, to a toothbrush. What even is IoT? The Internet of Things uses a system of devices implanted with a technology that senses different aspects of that device’s surroundings and relays that useful information right to your cell phone. This technology can take the details of your everyday life and instantly send those facts to help you improve the quality of your life in many ways.

IoT includes devices that instantly measure carbon dioxide levels to prevent housefires via the smoke detector in your home, and doorbells that enable you to answer your door from your office space and have a face-to-face conversation from work. Also, the toothbrushes that measure the exact surface area of your teeth you are brushing, preventing too many trips to the dreaded-dentist’s office.

By having IoT connected to a security device in your home, with quick-response alarms equipped with built-in cameras that send notifications directly to your smart phone, the risk of emergency situations and burglaries in your home can greatly be reduced. When your agent notices you have preventative devices to protect your home, they are likely to reduce the cost of your home insurance.

Similarly, using an app on your smart phone enabled with UBI, or usage-based insurance telematics, to measure how quickly you stop and accelerate, your speed, even what time you’re driving, can result in discounts on car insurance. Some insurance companies use your driving record to decide how much your insurance is. This depends on how your driving is, rated on a scale from 80-year-old grandma, to absolute maniac. Just kidding, I think the scale involves more numbers.

This form of technology has begun to attach itself to numerous devices we use in our everyday lives, and it will only continue to impact our lives in the future, so let’s use it to our advantage.

 By: Kaylynn


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Baskets, Blankets, and Blue Skies: Celebrating National Picnic Day 2026

Grab your gingham! Celebrate National Picnic Day this Thursday with a look at the history and the best “picnic-ready” recipes for 2026.

Junior Employees, Senior Risks: Managing General Liability This Thursday

Hosting a “Take Your Kids to Work” event next Thursday? Ensure your business is protected from “junior” liability risks with these 3 tips.

Take Your Kids to Work Day: Navigating the “Business Use” Insurance Gap

Bringing the kids along next Thursday? Make sure your car insurance covers your “mini-coworkers” if you’re using your vehicle for business errands.

Earth Day 2026: Is Your Eco-Friendly Upgrade Lowering Your Premium?

Celebrate Earth Day by saving green! Discover how eco-friendly home upgrades can earn you significant discounts on your homeowners insurance.

Why April 15th? The Surprising History of the Tax Deadline

Why do we owe the IRS by April 15th? Discover the history of Tax Day and some of the most bizarre tax facts in American history.

The Tax Day Crunch: Protecting Your Business from Professional Errors

Tax Day is almost here. Is your business protected against data breaches and professional errors during this high-stress week?

National Pet Day: Ensuring Your Life Insurance Includes a Plan for Your Pets

Who will care for your pet if you aren’t there? This National Pet Day, discover how to use Life Insurance to fund a Pet Trust and protect your best friend.

The Refund Reinvestment: Why April is the Best Time to Pay Your Auto Insurance in Full

Got a tax refund? Turn it into a 10% gain by paying your auto insurance in full this April. Discover the math behind the “Paid-in-Full” discount.

Clean House, Clear Mind: Addressing Hidden Liability Risks During Spring Cleaning

Is your spring cleaning creating a safety hazard? Learn how to protect your home and your guests as you declutter this April.

From French Fish to Spaghetti Trees: The Bizarre History of April Fools’ Day

Why do we play pranks on April 1st? Explore the centuries-old history and the most famous “fools” in world history.