Mother Nature’s Gifts to Dogs

In the cold, our bodies naturally attempt to warm us up. Shivering is a sign that the body is trying to bring your body temperature back up. Humans are not the only beings that need to stay warm when it’s cold. Layer upon layer provides additional shelter for us from the cold, but it’s likely that you’re not putting a coat on your dog to take it for a walk this winter. Dogs must rely on their natural biology to keep them warm.

Dogs, just like humans, have features that help keep them warm.  Based on dailydogdiscoveries.com, here are some facts about how dogs are biologically designed to stay warm.

  • Similar to us having “goosebumps”, dogs have something called “piloerection.” Piloerection happens when a dog gets chilly, their hairs will stand straight up, as opposed to being at a 30-60 degree angle. Essentially, piloerection is meant to trap warmth and create a layer of “insulation.”
  • You know those cute little paw prints dogs leave in the snow? How do they keep their paws warm without socks and thick boots for insulation? The padding on their “toes” consists of layers of insulating fat. Also, dogs’ paws contain a series of blood vessels, providing excellent blood flow through their feet, keeping them warm.
  • Like humans, dogs will also shiver to generate heat and maintain and healthy body temperature.
  • That adorable curled-up sleeping position we find our dogs in isn’t just for show. Bushy-tailed dogs will curl up in balls to keep warm, covering their noses with their tails.
  • Certain breeds of dogs have a double-layer of fur. The undercoat is fuzzy and short, preventing loss of body heat, while the top coat consists of moisture-repellent strands of stiff hair as a shield from the weather.

This winter, please do not make the mistake of thinking that your dog’s fur is warm enough for frigid temperatures. Even with these special features, dogs still get cold. Refer back to yesterday’s blog post to discover ways to keep your dog warm.

By: KayLynn P.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

The Supply Chain Surge: Protecting Your Operations During the Holiday Rush

Summer demand is peaking, and deliveries are in overdrive. Learn how to protect your fleet, your cargo, and your bottom line from costly seasonal logistics claims.

True freedom means knowing your family’s financial future is completely secure. This National Financial Freedom Day, discover how to build an unbreakable financial foundation.

Heading out for the holiday weekend? Read our essential auto insurance checklist to stay protected against heavy traffic, summer storms, and highway hazards.

Red, White, and Protected: Your 4th of July Backyard Liability Blueprint

Is your backyard ready for the 4th of July crowds? Learn how to protect your guests and your assets with a mid-summer home insurance safety check.

From Great Fires to Digital Twinning: The Story of Insurance Awareness Day

Why do we celebrate insurance on June 28? Discover the fiery history of this holiday and the world’s most “Bizarre” insurance policies.

Handshake Day: Why a “Gentleman’s Agreement” is a Professional Liability Risk

Happy Handshake Day! A handshake signifies trust, but a written contract signifies professional safety. Learn why “E&O” insurance loves the paper trail.

Beyond the Office: Why Your “Work” Life Insurance Isn’t Enough

Think you’re covered because of your job? Discover the “Group Life Trap” and why every family needs a private, portable life insurance policy in 2026.

National Insurance Awareness Day: The Mid-Year Auto Policy Audit

Happy National Insurance Awareness Day! Take five minutes this Sunday to ensure your car insurance matches your 2026 lifestyle and budget.

Sparklers and Statutes: Managing Homeowner Risk This 4th of July

Planning a backyard display? Learn how your homeowners insurance handles firework-related accidents and the “Illegal Act” exclusion you need to know about.

The Great Alignment: The Science and Secrets of the Summer Solstice

Happy Summer Solstice! Discover the “Great Alignment” of Stonehenge and the ancient traditions that celebrated the longest day of the year.