Fear of Fire: How Flames Have Caused Destruction Across America

Fear of Fire: How Flames Have Caused Destruction Across America
House fires cause significant damage across America each year. Annually, there are about 350,000 house fires causing over 2,600 deaths and creating over $7 billion in property damage. As significant as these numbers are, fires in residential housing is much less disastrous than they once were. In the 1800s, for example, when homes were largely made from wood and crowded closely together in major cities, even routine fires spread quickly, often burning entire city blocks at a time. This was a time when modern firefighting equipment was limited as were access to home telephones. Public call boxes were the main vehicle for notifying local fire departments of a problem.
Rural and forest fires were even more problematic as they frequently raged for a long period before even being noticed. Here are just a few of the devastating fires that devastated areas of America in the past.
The Peshtigo Fire
Frequently noted as one of the most significant fires ever in the United States, this forest fire started in Northeastern Wisconsin on October 8, 1871. It eventually reached parts of the Upper Peninsula of Michigan. It devoured 1.2 million acres and was responsible for more deaths than any other fire in history. It is estimated between 1,500 and 2,500 people died in the blaze. Incredibly, the fire occurred on the same day as the more famous Great Chicago Fire which, while significant, paled in comparison. The deaths that occurred as the result of the Peshtigo fire almost equal today’s annual fire-related death toll.
Great Fire of New York
This fire started on September 20, 1776, and burned until the next day. The fire took place on the west side and Lower Manhattan area in New York City and by the time it was extinguished it is estimated to have destroyed up to 25 percent of the buildings in the city. New York also experienced another “Great New York Fire” that occurred in 1835.
The San Francisco Fire
One of the most famous fires in American history was the result of the San Francisco earthquake in 1906. The earthquake and resulting fire took place on April 18 and not only created almost unimaginable damage but caused massive deaths. The loss of human life is estimated at between 700 and 3,000 or more from both the earthquake and fire.
Coverage for fire damage is an important part of your homeowners’ insurance coverage. If you are unsure of your overall coverage, contact us for a free homeowners’ insurance review. If you like, we can get you a no obligation quote. We look forward to assisting you.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Stars, Stripes, and Secrets: The Surprising History of Flag Day
Happy Flag Day! Discover 5 things you didn’t know about “Old Glory” and the fascinating story of the high school student who designed our 50-star flag.
Caring for the Caregivers: National Nursing Assistants Week and Workplace Safety
It’s National Nursing Assistants Week! Learn how to protect the dedicated staff who are the heart of our healthcare system with smart business insurance.
A Legacy Beyond the Tie: Why Life Insurance is the Real Father’s Day MVP
Forget the socks. This Father’s Day, give the gift of absolute certainty. Discover why Life Insurance is the ultimate act of modern fatherhood.
Blinding Brightness: Navigating June Sun Glare and Your Auto Policy
Squinting into the sunset? Learn the insurance implications of sun glare accidents and why a healthy windshield is your best safety tool this June.
The Smoke and the Spark: Protecting the Ultimate Father’s Day Backyard Upgrade
Is Dad’s new smoker covered? Discover how high-end outdoor upgrades impact your home insurance limits before the big Father’s Day reveal.
Only One Earth: The Surprising History of World Environment Day
Happy World Environment Day! Discover how a 1972 global meeting sparked a movement that helps us protect our “Only One Earth” every June 5th.
Resilient Operations: Small Business Continuity in the Face of Summer Storms
If a storm knocked out your power for a week, would your business survive? Learn the essentials of Business Interruption insurance and storm-proofing your operations.
The Ultimate Seatbelt: Why Life Insurance is the Core of National Safety Month
You wear a seatbelt and a helmet—why wouldn’t you wear a financial safety net? See how Life Insurance fits into your National Safety Month goals.
Beating the Heat: Protecting Your Vehicle (and Your Rates) as Temperatures Rise
High heat means high risk for your car. Discover how a simple tire pressure check can prevent a high-speed accident and keep your insurance premiums low this June.
The June 1st Warning: Securing Your Sanctuary for Hurricane and Storm Season
Hurricane season starts today. Learn why you can’t wait until a storm is named to secure your home and why “Flood vs. Water Backup” coverage is the most important distinction you’ll make this year.