Fear of Fire: How Flames Have Caused Destruction Across America

Fear of Fire: How Flames Have Caused Destruction Across America

House fires cause significant damage across America each year. Annually, there are about 350,000 house fires causing over 2,600 deaths and creating over $7 billion in property damage. As significant as these numbers are, fires in residential housing is much less disastrous than they once were. In the 1800s, for example, when homes were largely made from wood and crowded closely together in major cities, even routine fires spread quickly, often burning entire city blocks at a time. This was a time when modern firefighting equipment was limited as were access to home telephones. Public call boxes were the main vehicle for notifying local fire departments of a problem.

Rural and forest fires were even more problematic as they frequently raged for a long period before even being noticed. Here are just a few of the devastating fires that devastated areas of America in the past.

The Peshtigo Fire

Frequently noted as one of the most significant fires ever in the United States, this forest fire started in Northeastern Wisconsin on October 8, 1871. It eventually reached parts of the Upper Peninsula of Michigan. It devoured 1.2 million acres and was responsible for more deaths than any other fire in history. It is estimated between 1,500 and 2,500 people died in the blaze. Incredibly, the fire occurred on the same day as the more famous Great Chicago Fire which, while significant, paled in comparison. The deaths that occurred as the result of the Peshtigo fire almost equal today’s annual fire-related death toll.

Great Fire of New York

This fire started on September 20, 1776, and burned until the next day. The fire took place on the west side and Lower Manhattan area in New York City and by the time it was extinguished it is estimated to have destroyed up to 25 percent of the buildings in the city. New York also experienced another “Great New York Fire” that occurred in 1835.

The San Francisco Fire

One of the most famous fires in American history was the result of the San Francisco earthquake in 1906. The earthquake and resulting fire took place on April 18 and not only created almost unimaginable damage but caused massive deaths. The loss of human life is estimated at between 700 and 3,000 or more from both the earthquake and fire.

Coverage for fire damage is an important part of your homeowners’ insurance coverage. If you are unsure of your overall coverage, contact us for a free homeowners’ insurance review. If you like, we can get you a no obligation quote. We look forward to assisting you.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Your Car Knows What? The Surprising Data Your Vehicle Collects About You

Before you trade in your car, learn about the personal data it holds and how to protect your privacy.

Understanding Your Home Insurance Rates: 5 Key Factors

Location, value, age, and more: discover the five factors that directly impact your home insurance rates.

A Trip Down Memory Lane with ‘Happy Days’

From The Fonz to “jumping the shark,” revisit the classic TV show that defined a generation.

Economic Indicators: What Fast-Growing Industries Tell Us

A look at the fastest-growing industries reveals what’s driving today’s economy and our priorities as a society.

Whole Life Insurance: Is it a Worthwhile Investment?

Confused about whole life insurance as an investment? We break down the unique benefits beyond a simple payout.

More Than Just a Car: The Joys and Benefits of Owning a Classic Vehicle

Thinking of buying a classic car? Discover why it can be a great investment and a fulfilling hobby.

Flood Insurance 101: Separating Fact from Fiction

Don’t get caught unprepared. This guide answers your top questions about flood insurance.

Decoding the Past: The Origins Behind Common and Curious Sayings

Unlock the hidden stories behind everyday phrases and discover the surprising origins of familiar sayings.

Essential Foundations: Five Things Your Small Business Needs Today

Setting up for success? Here are five non-negotiable elements for your modern small business.

Confronting Your Fears: Practical Steps Towards a Fearless Life

Tired of being held back by fear? Discover actionable techniques to confront and conquer your anxieties.