Hottest and Coldest Real Estate Markets Across the U.S.

Hottest and Coldest Real Estate Markets Across the U.S.

The popularity of remote working and work from home opportunities have many people reconsidering where they call home. Not being tied to a specific location for work can provide a new sense of freedom and an opportunity to live where you prefer as opposed to where you are employed.

For some, this can be an opportunity to seek out the hottest, most popular places to live. For others, it may mean finding cheaper, less popular cities to live.

According to a variety of real estate and financial experts put together by Zillow, here are few of the hottest and five of the coldest real estate markets to call home.

WHAT’S HOT

Austin, Texas

Austin has been described as being the “un-most Texas city in the Lone Star State”. It is artistically and musically vibrant and has a diverse, youthful vibe.

Phoenix, Arizona

If superb weather is at the top of your list for your next home, it is hard to beat Phoenix. Temperatures are not only warm all year long but the city enjoy frequent clear skies. It is a modern city enjoying enormous growth.

Nashville, Tennessee

Nashville has an almost unbeatable reputation for having a vibrant, diverse economy, great schools, fun sports and affordable housing. Of course, it remains the capital of country music as well. Residents can still enjoy four seasons.

Tampa, Florida

Florida is booming and Tampa is near the top of the list. Live close to beaches, outdoor recreation, theme parks and more. Tampa has also enjoyed a wealth of success with its sports teams.

Atlanta, Georgia

Atlanta is a youthful city with a vibrant city center. While the city has an urban pulse, you can be in the middle of the country after just an hour drive. It still remains relatively affordable when compared to other major metros.

WHAT’S COLD

While people are making lifestyle moves to warmer weather markets, large, traditionally very expensive cities are cooling off. Traditionally hot markets that are cooling include:

  • New York City, New York
  • San Francisco, California
  • Los Angeles, California
  • Philadelphia, Pennsylvania
  • Boston, Massachusetts

Keep in mind, when it comes to some markets “cooling” means less hot.

No matter where you live, you should protect your assets with homeowners’ or renters insurance. Our independent insurance agents can help. Contact us to discuss your needs, conduct an insurance review and even get a no obligation quote.

We look forward to assisting you.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Why April 15th? The Surprising History of the Tax Deadline

Why do we owe the IRS by April 15th? Discover the history of Tax Day and some of the most bizarre tax facts in American history.

The Tax Day Crunch: Protecting Your Business from Professional Errors

Tax Day is almost here. Is your business protected against data breaches and professional errors during this high-stress week?

National Pet Day: Ensuring Your Life Insurance Includes a Plan for Your Pets

Who will care for your pet if you aren’t there? This National Pet Day, discover how to use Life Insurance to fund a Pet Trust and protect your best friend.

The Refund Reinvestment: Why April is the Best Time to Pay Your Auto Insurance in Full

Got a tax refund? Turn it into a 10% gain by paying your auto insurance in full this April. Discover the math behind the “Paid-in-Full” discount.

Clean House, Clear Mind: Addressing Hidden Liability Risks During Spring Cleaning

Is your spring cleaning creating a safety hazard? Learn how to protect your home and your guests as you declutter this April.

From French Fish to Spaghetti Trees: The Bizarre History of April Fools’ Day

Why do we play pranks on April 1st? Explore the centuries-old history and the most famous “fools” in world history.

Serious Fun: Managing Liability on International Fun at Work Day

Celebrating International Fun at Work Day this Wednesday? Learn how to boost morale without creating an insurance or HR headache.

Spring Clean Your Beneficiaries: A New Quarter Checklist for Life Insurance

As we enter the second quarter of 2026, it’s time for a 5-minute life insurance audit. Ensure your coverage matches your family’s newest milestones.

Put the Phone Away or Pay: The High Cost of Distraction in April 2026

April starts a national crackdown on distracted driving. Discover how one text message can double your insurance rates for the next three years.

No Joke: Protecting Your Home and Liability During April Fools’ Week

Planning a prank this Wednesday? Make sure your sense of humor doesn’t trigger a homeowners insurance claim for property damage or personal injury.