The Slowly, and Not So Slowly, Evolving Modern Home

The Slowly, and Not So Slowly, Evolving Modern Home

If you haven’t viewed any newly constructed homes lately, you may not be aware there are changes occurring. Modern homes are a reflection of the current generation and their families, what is important to them, and how they want to live their lives. In many cases, sprawling suburban homes are being replaced by smaller, more efficient space with an emphasis on safety, security, convenience and low maintenance. Here’s a look at how modern single-family homes are changing.

Associations Are Becoming More Common

While HOA’s have frequently been a target for some homeowners, younger homeowners seem to have less of an issue with them. They may view them as a way to prevent uncomfortable neighbor to neighbor confrontations and enjoy the services they provide. Even if a neighborhood doesn’t have abundant amenities like a park, pool or playground, young families still appreciate features like included lawn care and landscaping.

Security

Home security is a growing factor in a selection of a modern home, including secure entrance doors, double-pane windows and security and alarm systems. Families are opting for in-home and exterior cameras and security lighting. For many, limited or gated access is a plus.

Smart Features

Younger homeowners have few concerns about smart devices and apps to make life more convenient. These conveniences include smart thermostats, smart major appliances, smart lighting and security systems.

Less Formal, More Versatile Space

Modern homes are more likely to include offices, recreational space and great rooms as opposed to formal spaces like dining rooms. Kitchens frequently have more features and amenities but may generally be smaller than in the past. Living spaces on a single level are popular, limiting use of steps and stairs.

Smaller Driveways and Yards

Younger homeowners simply have little interest in exterior maintenance. Homes are being constructed with shorter driveways, smaller front yards and low maintenance landscaping.

Spa-Like Bathrooms

Younger buyers are investing in quality personal space including upgraded bathrooms, large walk-in showers, natural stone flooring and tile and more. This is particularly true in master-suites.

Because they are new and constructed in compliance with the latest building codes, newly constructed homes are often less expensive to insure. If they have built-in security features, they may qualify for additional discounts. If you are considering the purchase of a new home, we would appreciate the opportunity to provide a homeowners’ insurance quote. We search our network of insurance companies to find a price you can feel comfortable with. Make sure your insurance is as effective and efficient as your new home. Contact us for a no obligation quote today.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Heart-Shaped Security: Why Valentine’s Day is the Time to Schedule Your New Jewelry

Don’t leave your new sparkle at risk. Learn how to properly insure Valentine’s Day jewelry through scheduling and professional appraisals.

The Beautiful Pause: Embracing Solitude and Self-Care

Ditch the noise. A guide to finding mental clarity and practicing self-care by embracing intentional solitude during the final, quiet days of January.

Final Tax Data Security: Protecting Against Employee W-2 Identity Theft

W-2s are out. A final, urgent guide to securing employee data against tax fraud and using Cyber Insurance for breach response and identity theft coverage.

T-Minus 30 Days: The Late January Review of Beneficiaries and Tax Implications

Tax forms are here. Review your life insurance beneficiaries one last time, and understand the tax status of policy payouts vs. accrued interest.

Extreme Cold Alert: Protecting Your Vehicle from Late January Freeze Damage

Frozen engine block? Late January extreme cold risks and how your Comprehensive Auto Insurance handles non-collision, cold-related vehicle damage.

The Final Frost: Securing Your Home from Ice and Tree Damage

Extreme cold risk is highest now. A guide to Home Insurance for tree fall damage, ice structure risks, and securing your claim against catastrophic late-January weather.

Slow Cooker Immunity: Nourishing Your Body with Winter Comfort Foods

Fight the mid-winter slump! Easy slow-cooker recipes packed with immune-boosting spices and ingredients to keep your family healthy in late January.

Accountability in the New Year: Auditing Employee Risk for Workers’ Comp and Liability

Get back to basics! Mid-January is the time for mandatory safety refreshers and HR audits to manage Workers’ Comp and General Liability risk in 2026.

The Mid-January Check-Up: Why Scheduling Your Life Insurance Exam Now Locks in the Best Rate

Don’t delay the exam! Schedule your Life Insurance paramedical exam in mid-January to lock in your best rate and complete your application process quickly.

Used Car, New Coverage: Insuring Your Post-Holiday Vehicle Purchase in January

Just bought a used car? Don’t forget to update the VIN, transfer your coverage, and check if you need higher Medical Payments limits.