Tips for Keeping Dogs Warm in the Winter

Unfortunately, it’s common for dog owners to make the mistake of thinking that cold weather doesn’t affect their pets. Although dogs are designed to withstand cold temperatures with special biological features, too low of temperatures can be just as harmful to them as it would be to us, even with their fur coats.
Exposure to frigid temperatures for a lengthy amount of time puts your dog’s health at risk. At the point which your animal can no longer maintain a healthy body temperature, the dog can develop symptoms leading to hypothermia and frostbite, just like humans.
Whether the temperature is too cold for your pet depends on different factors, such as the size and breed of your pup. Chilly weather mixed with wet conditions creates a greater risk for dogs to be outside. With proper research, you’ll know whether or not to decide against letting your dog outside for a prolonged period of time.
To avoid a veterinarian trip this winter, or having to file a claim on your pet insurance, try these suggestions to keep your furry friend warm.
- Be sure to observe your dog’s behavior. If you watch, you’ll know if your dog is uncomfortably cold. When the weather is 20 degrees and below, that’s a warning not to keep your dog outside for too long. Frigid temperatures like this increase the risk of your dog getting sick.
- Take advantage of the sunshine. Limit outdoor time with your pup to when the sun is out and the temperature is warm. When you must take your pup out to potty, keep the trips short.
- If your dog usually sleeps outside, consider keeping your dog inside for the season. Freezing temperatures are not suitable for dogs that did not originate from a cold climate. Make a cozy place for him/her to crash–it’s not worth the risk of your dog getting sick from the cold.
- Dogs need blankets too! Find a thick blanket, possibly made of wool, to keep in the kennel or on the doggy-bed.
- If possible, purchase a doggy warming bed or heated blanket.
- Buy an adorable winter coat for your dog. Smaller, short-haired dogs especially need one. Maybe add some little gloves for their paws, too. It’ll make for a cute photo!
- If your dog wants to play in the snow, limit the time spent outside. When you bring your dog in, dry him/her off with a towel instantly.
Go the extra mile to take care of your best friend, making sure she/he is happy and comfortable.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Slow Cooker Immunity: Nourishing Your Body with Winter Comfort Foods
Fight the mid-winter slump! Easy slow-cooker recipes packed with immune-boosting spices and ingredients to keep your family healthy in late January.
Accountability in the New Year: Auditing Employee Risk for Workers’ Comp and Liability
Get back to basics! Mid-January is the time for mandatory safety refreshers and HR audits to manage Workers’ Comp and General Liability risk in 2026.
The Mid-January Check-Up: Why Scheduling Your Life Insurance Exam Now Locks in the Best Rate
Don’t delay the exam! Schedule your Life Insurance paramedical exam in mid-January to lock in your best rate and complete your application process quickly.
Used Car, New Coverage: Insuring Your Post-Holiday Vehicle Purchase in January
Just bought a used car? Don’t forget to update the VIN, transfer your coverage, and check if you need higher Medical Payments limits.
The Mid-Winter Meltdown: Protecting Your Home from Aging Furnace and Water Heater Failure
Mid-January system failure is costly. Learn why standard home insurance doesn’t cover your broken furnace and why you need an Equipment Breakdown endorsement now.
The Great Indoor Escape: Launching Your Mid-January Reading Challenge
Swap the screen for a spine! How to launch a simple, rewarding mid-January reading challenge to improve focus and beat the winter blues.
Cyber Traps of Tax Season: Securing Your Business Data with Cyber Insurance
Tax season is phishing season. Protect your sensitive financial data and employee W-2s with robust Cyber Insurance coverage against targeted tax fraud.
Tax Season Lifeline: Why January is the Time to Secure Estate Liquidity with Life Insurance
Tax season is here. Use Life Insurance to create tax-free liquidity for your estate and protect your family business from forced asset sales.
The Debt-Deductible Dilemma: Aligning Your Auto Policy with Post-Holiday Finances
Did holiday spending deplete your savings? Reconsider high auto deductibles—you might not be able to afford the out-of-pocket cost if you have an accident now.
Deep Freeze Defense: Essential Home Insurance Prep for January’s Peak Winter Storms
Don’t wait for the blizzard. A mid-January guide to using your Home Insurance to protect against peak winter storm damage, from ice dams to power outages.
