Most Common At-Home Accidents

Most Common At-Home Accidents

We generally think of household accidents as minor. In 2019 however, over 131,000 people died due what are called “preventable accidents” in the home. This is three times as many people who on average, die in auto accidents each year. It seems some of us are more prone to household accidents than others, but what are the most common accidents that occur at home?

  1. Drowning 

The most common causes of drowning include lack of swimming skills, , lack of barriers, lack of supervision and alcohol use. If you have a pool, make sure access is limited and children are never left unsupervised when enjoying it.

  1. Burns

Burns can occur from a variety of causes. They can occur from open flames, hot liquids, steam, a cooktop or oven. Burns are measured in terms of severity, with fourth degree being the most severe, followed by third, second and first degree burns. Even mild burns can cause a great deal of pain and infection is always a risk with severe burns.

  1. Poisoning

Poisoning is particularly problematic when small children or the elderly are in a home. Poisonings can come from ingesting household products, cleaning fluids or the wrong medicine.  Estimates place poisoning deaths at over 60,000 annually.

  1. Cuts

While cuts are the second most commonly occurring household accident injury, they are seldom fatal. Of course, most cuts occur in the kitchen, but they can also occur in the garage or when performing yard work.

  1. Falls

Falls are the most common cause of injuries around the house, specifically for young children and older Americans. One in four Americans over the age of 65 will be injured in a fall in any year and one in five will sustain an injury like a broken bone or head injury. Homes can be made safer for older persons through walk-in showers, taller toilets, handrails and other steps to create easy access living.

Homeowners may not be fully aware that they can be held responsible should a friend, relative, worker or delivery person suffer an injury in their home or on their property, especially if the injury could have been preventable.

This is just one of the reasons homeowners’ insurance is so valuable. Homeowners’ insurance can cover the legal and judgement or settlement costs associated with an injury accident that occurs on your property. Contact one of our independent insurance agents to learn more and to obtain a free quote. We look forward to assisting you.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Don’t Get Spooked: Navigating Halloween Night with Your Auto Insurance

A guide to safe driving and auto insurance on Halloween night.

Beyond the Goblins: Protecting Your Home from Halloween Night Risks

A guide to protecting your home and managing liability risks on Halloween night.

October Adventures: 5 Must-Do Activities for the Fall Season

A guide to 5 fun and unique activities to do in October.

October Operations: Protecting Your Business for the Rest of the Year

A guide to fall business insurance review and risk management for entrepreneurs.

The October Promise: A Time to Secure Your Family’s Future

A thoughtful guide to understanding life insurance and securing your family’s future.

October Driving Prep: Get Your Car and Your Policy Ready for Fall

A guide to preparing your car and auto insurance for the fall season.

The October Home Check-Up: Securing Your Home for the Fall Season

A guide to fall home maintenance and home insurance review for the month of October.

The Wanderer’s Playbook: The Art of Traveling on a Budget

A practical guide to finding and saving money on travel adventures.

The Entrepreneur’s Toolkit: From Startup to Success, Insuring Every Step of the Journey

A phase-by-phase guide for entrepreneurs on the essential business insurance policies they need.

Beyond a Payout: How Life Insurance is a Living Financial Tool

A guide to how life insurance can be a living financial tool, with a focus on its cash value component.