Tips for Buying a Car For Your Teen

Tips for Buying a Car For Your Teen

Having a new driver in your house is a learning experience both for the teen and parents. Teens learn to drive, gain responsibility and discover more about how automobiles function. Parents learn how expensive the process can be. Here are some thoughts about what to consider when buying a car for your teen.

Consider Available Options

Your current car situation will likely dictate where you begin. If you have two or more cars already, you may not need an additional vehicle, as much as your teen may clammer for one. If you feel you need an additional car, perhaps the teen gets the hand-me-down and another family member gets the upgrade.

Think Safety First

All vehicles are not created equal, including used vehicles. Read reviews and safety ratings of any vehicle you may be considering. While larger vehicles may be a bit more challenging to maneuver, they are often more substantial and provide more protection.

Review Insurance Costs Before Making a Decision

There is little doubt adding a teen driver will escalate your car insurance rates. The key is “by how much”. As you consider various vehicles, check with your independent car insurance agent to get a price quote on each. The difference in insuring various vehicles can be significant and it is best to know ahead of time.

Make Your Teen Responsible

Learning to drive and getting a first vehicle is a wonderful teaching moment. It can help explain personal and financial responsibility. Some of this will depend on your personal parenting goals and financial situation, but many families make teens at least responsible for fuel costs. It is a good opportunity to explain the correlation between safe driving and car insurance rates.

Yes, car insurance rates will likely increase when you add a teen driver, perhaps significantly. That doesn’t mean you shouldn’t still shop around. Our independent agents can help do the shopping for you and even help find discounts like good student savings. Contact us and let us help you save today.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

A Trip Down Memory Lane with ‘Happy Days’

From The Fonz to “jumping the shark,” revisit the classic TV show that defined a generation.

Economic Indicators: What Fast-Growing Industries Tell Us

A look at the fastest-growing industries reveals what’s driving today’s economy and our priorities as a society.

Whole Life Insurance: Is it a Worthwhile Investment?

Confused about whole life insurance as an investment? We break down the unique benefits beyond a simple payout.

More Than Just a Car: The Joys and Benefits of Owning a Classic Vehicle

Thinking of buying a classic car? Discover why it can be a great investment and a fulfilling hobby.

Flood Insurance 101: Separating Fact from Fiction

Don’t get caught unprepared. This guide answers your top questions about flood insurance.

Decoding the Past: The Origins Behind Common and Curious Sayings

Unlock the hidden stories behind everyday phrases and discover the surprising origins of familiar sayings.

Essential Foundations: Five Things Your Small Business Needs Today

Setting up for success? Here are five non-negotiable elements for your modern small business.

Confronting Your Fears: Practical Steps Towards a Fearless Life

Tired of being held back by fear? Discover actionable techniques to confront and conquer your anxieties.

Lending Your Keys: The Hidden Risks of Borrowing Your Car

Borrowing your car? Understand the hidden insurance implications before you say yes.

The Shifting Sands of Homeownership: What Happened to the Starter Home?

The starter home is fading away. Discover the factors reshaping the first-time homebuyer’s journey.