What to Do When Your Car Breaks Down

It’s late–about ten o’clock on a Friday night. It’s pitch black outside, except for the occasional neon sign while passing a business on the side of the road. You’re on your way home from a night out with your friends. All of the sudden, your car is making a funny noise and rumbling a bit. Your car has been having a few issues lately, and now it’s preventing you from going where you need to be. You’ve got no choice but to pull over on the side of the road.
It’s never an ideal thing for our car to break down on us, especially when we’re out and about and it’s dark out. Imagine this situation happening to you. Are you prepared? Follow these suggestions for staying safe if your car breaks down while travelling.
- Pull off to the side of the road. Park on the shoulder to avoid any accidents with traffic. If possible on the highway, take an exit to find a nearest gas station.
- To make your car visible, you can turn on your hazards.
- Use your cell phone to call roadside assistance if you have it. If you do not have roadside assistance, call someone close to you to pick you up. That way, you can wait until the sun is out to deal with your car situation. It’s safer in the daylight.
- If you feel you are in an unsafe area, stay in your car. Lock the doors. If you must, call the police to assist you and keep you safe.
- In circumstances like this, it’s a great idea to keep a form of protection in your vehicle, such as mace.
- If someone stops to help you, it’s a good idea to only slightly open your window. Let them know you’ve already contacted the police. That way, if their intentions aren’t good, they’ll know police will be there shortly to assist you.
- If you are approached by someone who seems dangerous, it’s a good idea to draw attention to the situation by honking your horn and flashing your lights.
- Make sure you know the location of your vehicle if you must leave it there overnight.
- It’s a great idea to learn how to change a flat tire and keep all the necessary tools along with a spare tire in your car at all times.
- Keep extra coolant in your car just in case you need it.
- Keep a heavy coat and blankets in your car in the wintertime.
- Have extra drinking water in your car.
- Remember to always stay calm in situations like this.
Keep in mind that most insurance companies offer a roadside assistance package that you can purchase to help you in situations like this one.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
The March Deadline: Understanding Your Life Insurance “Conversion” Window
Is your term life insurance expiring soon? Learn how to “convert” your policy into permanent coverage this March without a new medical exam.
Eyes on the Road: A Pre-April Guide to Distracted Driving and Your Premiums
April is almost here. Learn how your phone habits are being monitored by modern insurance “Telematics” and how to save money by staying focused.
Empty House, Full Protection: Securing Your Home Before the Spring Break Getaway
Heading out for Spring Break? Make sure your home insurance stays active while you’re gone. Essential tips for protecting your “vacant” home this March.
The Equal Night: Ancient Traditions and Modern Facts about the Vernal Equinox
It’s officially Spring! Discover the science and the stories behind the Vernal Equinox happening this Friday.
Green Beer and Red Tape: Managing Liquor Liability for St. Patrick’s Day Events
Let the good times roll, but keep the liability in check. A guide for businesses hosting St. Patrick’s Day celebrations this Tuesday.
The Paperless Legacy: Managing Your Digital Assets and Insurance Logins this Spring
Can your family find your policy? Use this first week of Spring to organize your digital insurance documents and legacy passwords.
Don’t Rely on Luck: Navigating the High-Risk Roads of St. Patrick’s Day 2026
Luck won’t save your insurance rates. Stay safe this Tuesday with our guide to St. Patrick’s Day road safety and liability protection.
Spring has Sprung: A 5-Point Insurance Protection Checklist for the Vernal Equinox
Welcome the first day of Spring with a home protection plan. Discover the five key areas to inspect this week to keep your home insurance claims-free.
Snakes, Shamrocks, and History: Getting Ready for St. Patrick’s Day
Why do we wear green? Explore the fascinating true story of St. Patrick and get ready for the celebrations coming next week!
The High Cost of a Typo: Celebrating National Proofreading Day with Errors & Omissions Insurance
One typo can cost a fortune. Celebrate National Proofreading Day by ensuring your business is protected by Errors & Omissions (E&O) insurance.
