Food Delivery Drivers: Make Sure You Have the Right Insurance
Food Delivery Drivers: Make Sure You Have the Right Insurance
Delivering food for a side hustle can be a great way to make extra money. But if you’re not careful, it can also be a costly endeavor if you’re in an accident.
That’s because personal auto insurance doesn’t cover you when you’re using your car for commercial purposes. And delivery driving is considered commercial use.
Insurance companies know that delivery drivers are on the road more often and are sometimes under time constraints. This creates higher risks. So they charge more for commercial auto insurance.
Fortunately, there are more affordable options available now. But you still need to make sure you have the right coverage.
Here are a few things to keep in mind:
- Let your auto insurance company know you’re delivering food.ย They may need to adjust your coverage or add a rider.
- Get quotes from multiple insurance companies.ย There are a number of companies that offer affordable commercial auto insurance for delivery drivers.
- Make sure you have enough coverage.ย You’ll need liability insurance to protect yourself in case you’re in an accident. You may also want to consider getting collision and comprehensive coverage.
Don’t wait until you’re in an accident to find out you don’t have the right insurance. Get covered today so you can start delivering food with peace of mind.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Cash: A History Lesson (and Why It’s Still Relevant Today!)
We swipe, tap, and click, but cash persists!
Sole Proprietor? Don’t Risk It All! Business Insurance for Your Peace of Mind
Running a solo business? Don’t let a lawsuit or disaster wipe you out
Beyond Million-Dollar Contracts: Why You Need Athlete-Level Protection (Even Without the Millions!)
Health is Wealth: Why You Need Insurance Protection, Even Without a Pro Athlete’s Salary
Parking Lot Panic: Your Car Got Dented! Here’s What to Do
Car Damaged in Parking Lot? Don’t Freak Out! Here’s Your Step-by-Step Guide
Don’t Let Your Coverage Lag Behind Your Upgrades
Home Improvement Boom? Don’t Forget About Your Homeowners Insurance!
Buffing Out the Debate: Is Waxing Your Car Still a Thing?
Wax On, Wax Off? Why Car Waxing is Still Relevant in the Age of Clear Coats
Beyond the Factory Floor: Why Every Business Needs Product Liability Insurance
Don’t Let a Lawsuit Stall Your Business: Understanding Product Liability Insurance
Don’t Be a Policy Poltergeist: Haunt Your Life Insurance with a Check-Up!
Life Insurance: Is Your Policy a Ghost in the Machine? Get a Free Review!
New Job, New Wheels? How a Career Change Can Impact Your Car Insurance
Career Change? Don’t Forget About Your Car Insurance!
Stop, Drop, and Don’t Burn! 5 Easy Steps to Fireproof Your Home
House on Fire? Don’t Panic! 5 Easy Steps to Prevent Home Fires Today