Roofing Material Choices 101

Roofing Material Choices 101

Depending on the type of roof you currently have and the climate where you live, roofs can last from 15 to 75 years. They will also vary widely in price range and as usual, you often get what you pay for. If you are in the market for a new roof, there are some choices you should be aware of.

The most significant choice you will make will likely be the material your new roof will be made of. Here’s a quick look at popular options.

Asphalt Composite Shingles

This is one of the most affordable and popular roofing materials used in the United States today. It also has the shortest lifespan. Asphalt composite shingles are flexible, easy to install and come in a variety of colors and shades.

Wooden Shakes or Shingles

Wooden shakes or shingles not only offer a higher level of durability and strength, many consider them a more attractive option than the less expensive asphalt composite shingles. There’s a classic look and appeal to wooden shake roofs that make them popular for many planned communities.

Slate Shingles

Slate shingles have been used for generations and have been popular in the construction of church roofs that tend to be steeper. When properly installed, slate shingle roofs can last for 50-75 years or more.

Clay and Concrete Tile

Popular in Spanish style homes, clay and concrete tile roofs are durable and heavy, and hold up well in high winds. Because of their weight, upgrading to a clay or concrete tile roof may involve strengthening the roof trusses and foundation. These too, have extended lifespans that can reach to 50 years or longer.

Metal Roofing

Once popular only on farm buildings, metal roofs have advanced to become much more friendly for personal residences. They are more attractive, maintenance free and quieter than metal roofs of the past and offer a longer lifespan than asphalt. They are also significantly more expensive than asphalt, but less so than slate, clay or wooden shake roofs.

Solar Roofing

New and exciting solar roofing panels are being developed that not only serve as a roofing material, but can power the home. These options are exceptionally expensive for now, and are still mainly in the developmental stage, but are worth keeping an eye on.

Next to your roof, your homeowners’ insurance is the most important way to protect your home. We can help you compare coverage and rates. Contact one of our independent agents for a home insurance price quote today.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Handshake Day: Why a “Gentleman’s Agreement” is a Professional Liability Risk

Happy Handshake Day! A handshake signifies trust, but a written contract signifies professional safety. Learn why “E&O” insurance loves the paper trail.

Beyond the Office: Why Your “Work” Life Insurance Isn’t Enough

Think you’re covered because of your job? Discover the “Group Life Trap” and why every family needs a private, portable life insurance policy in 2026.

National Insurance Awareness Day: The Mid-Year Auto Policy Audit

Happy National Insurance Awareness Day! Take five minutes this Sunday to ensure your car insurance matches your 2026 lifestyle and budget.

Sparklers and Statutes: Managing Homeowner Risk This 4th of July

Planning a backyard display? Learn how your homeowners insurance handles firework-related accidents and the “Illegal Act” exclusion you need to know about.

The Great Alignment: The Science and Secrets of the Summer Solstice

Happy Summer Solstice! Discover the “Great Alignment” of Stonehenge and the ancient traditions that celebrated the longest day of the year.

Celebrating Progress: Managing Your Business During the Juneteenth Holiday

Juneteenth is this Friday. Discover how to celebrate this historic holiday while ensuring your business stays compliant with holiday labor laws and social media standards.

The Quiet Promise: Why Life Insurance is the Ultimate Act of Fatherhood

Father’s Day is about the legacy you leave. Learn how a well-structured life insurance policy is the most unselfish way to say “I’ve got you covered.”

The Digital Witness: Why a Dashcam is the Best Father’s Day Gift for 2026

Looking for the perfect gift for Dad? A 4K dashcam isn’t just a gadget—it’s his best friend in an insurance claim. Discover the “Digital Witness” revolution.

The Longest Day of Liability: Managing Summer “Attractive Nuisances”

Summer is officially here this Sunday! Make sure your backyard “fun zone” doesn’t turn into a legal “hazard zone” with our guide to Attractive Nuisance liability.

Stars, Stripes, and Secrets: The Surprising History of Flag Day

Happy Flag Day! Discover 5 things you didn’t know about “Old Glory” and the fascinating story of the high school student who designed our 50-star flag.