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Having Food Delivered to Your Home? There May Be Liability Risks
Having supper delivered to your door sure can be convenient, but it also can increase your exposure to a liability claim in a slip or fall. Here’s how to ensure you are covered.
It’s Time to Start Adulting: Getting Life Insurance When You Graduate
Getting life insurance when you graduate will help cover any car loans, credit card debt and even your student loans. Learn why life insurance is a good step in adulting.
Are “Acts of God” a Thing When it Comes to Insurance?
What are “acts of God” and will you be covered in the event of one? The answer is yes, no and maybe. Read our article on “acts of God” and how you may or may not be covered by these perils.
Preexisting Conditions and Insurance
Learn why pre-existing conditions play such an important role in the insurance industry. Know when and how you will, and will not, be covered.
Buying a Car? Why You Should Call Your Independent Insurance Agent First
Price, fuel costs and financing aren’t the only factors involved in the total costs of owning a vehicle. Your insurance premiums will play a big role which is why you should contact an independent insurance agent prior to purchase.
Beware the Backyard Trampoline
Are you sure your homeowners’ insurance policy will cover you in case of an injury or liability claim resulting from your backyard trampoline? Check before you risk it all for a little backyard fun.
Making Insurance Easier: What is a Dec Page?
Sure, insurance can be confusing. But did you know all you need to do is read the first page or two of your policy to understand what your coverage is?
Does my Auto Insurance Cover My RV?
There are over 9 million recreational vehicles on the road today. Are they covered by automobile insurance? The answer is maybe. Read more in our latest blog.
How Pet Insurance Can Keep You From the Most Difficult of Decisions
Pet insurance can prevent you from having to make one of the most difficult decisions any pet owner would have to make. Here’s how.
Am I On the Right Path with Travel Insurance?
There are a variety of circumstances that can make purchasing travel insurance an excellent decision. What does travel insurance cover and when should you buy it when traveling?
What You May or May Not Know About Traffic Tickets
Did you know it is estimated speeding tickets generate over $6 billion in revenue each year or that a single officer can write $300,000 or more in traffic citations annually.?
What’s the Difference Between Term and Whole Life Insurance?
What is better for you, term life insurance or whole life insurance? Discover the fundamental differences and how you can make the best decision for you and your family.
Why a Lender Requires You to Carry Home or Auto Insurance
Why does a mortgage company or auto lender require you to carry insurance? It is to protect their own interests. Here is why insurance is required and what you can do to act in your own interest.
Do I Have to Contact My Insurance Company if an Accident is Not My Fault?
You are required to notify your auto insurance company in an accident resulting in damage or injuries whether you are at fault or not. Here’s why.
Why Life Insurance for a Child (or Grandchild) Is a Good Idea
Why is the purchase of a life insurance policy on a child a good decision? There are multiple reasons, including helping to ensure their financial future. Learn more in our blog.
Is Your Home Ready for Winter?
There are some simple yet important ways you can make sure your home is ready for the winter weather ahead. Here’s a list of some home maintenance tasks you should consider.
Calamities Basic Homeowners’ Insurance May Not Cover
Would your home be covered if it was hit by a meteorite? What about an earthquake, sinkhole, flood or wildfire? We take a look at calamities that your homeowners insurance may and may not cover.
Homeowners’ Insurance: Actual Cash Value vs Replacement Value
Knowing the difference between replacement value and cash value and keeping an accurate home inventory are critical in a homeowners insurance claim.