Insuring your Kayak this Summer

Ahh, sweet summertime. It’s hot and humid and your favorite summer activity includes a paddle and a big open body of water. Kayaking is a fun-filled summer activity to enjoy, but like most other things, there are risks and dangers. Most of the time, the activity isn’t too dangerous, but it’s absolutely possible for something to go wrong. From personal injuries, to injuring someone else, to damaging the kayak beyond repair, it’s important to take these things into consideration.

So, how will one be covered in the event of an accident involving a kayak.

If you’re a homeowner, you’ve got insurance to protect your belongings. Surprisingly, your homeowner’s insurance policy will cover kayaks. Typically, the watercraft must be 26 feet or less to be covered fully. On some policies, even a borrowed kayak is covered under your own homeowner’s policy. If your kayak was a more expensive one, look into additional coverages to ensure full protection. It’s very important to talk to your insurance agent about what exactly your insurance will cover. Don’t ever assume it’ll be covered—there are plenty of exclusions that’ll cause your claim to be denied.

If you’re spending big bucks on your “toy”, insurance can be your peace of mind.

 By: KayLynn


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

More Than Just a Game: 5 Baseball Movies You Should See

Beyond the diamond: 5 baseball movies that will resonate with you.

The Unsung Hero: Insuring the Value of a Stay-at-Home Parent

Why life insurance is crucial for stay-at-home parents: Protecting your family’s financial future.

Hidden Factors That Impact Your Car Insurance Rates

Beyond the obvious: Factors that impact your car insurance rates.

Poolside Paradise or Poolside Pitfalls? The Realities of Owning a Home Pool

Thinking of buying a home with a pool? Consider these important factors.

Five Must-See American Landmarks: A Journey Through Engineering and History

Explore these iconic American landmarks: From the Gateway Arch to Mount Rushmore.

Small Business Marketing on a Budget: 8 Creative Strategies

Boost your business without breaking the bank: 8 affordable marketing strategies.

Is Your Auto Insurance Outdated? Time for a Policy Review

Save money on car insurance: It’s easier than you think.

How to Avoid Overpaying for Homeowners Insurance

Is your homeowners insurance costing you too much? Learn how to avoid overpaying.

Why Do Kids Love Dinosaurs So Much?

Unlocking the mystery: Why kids are obsessed with dinosaurs.

Exploring the Diverse World of Vegetarianism: A Guide to Different Types

More than just “no meat”: Discover the different types of vegetarian diets.