Common Fears and How to Overcome Them

Common Fears and How to Overcome Them

Most of us have something we are afraid of. For some it may be the fear of heights. Others may fear insects, snakes or enclosed spaces. These are some of the more common fears and phobias, and it is estimated that about 19 million Americans have at least one phobia ranging from mild to severe.

When severe, phobias can impact the quality of our life and in severe cases are actually considered a mental illness. If you don’t like to fly, but it doesn’t keep you from traveling, it is a manageable issue. But what if your fear prevents you from living life to its fullest?

Here are some common fears and steps that may help you overcome them.

Fear of Flying/Heights

Although fear of flying is not exactly the same as fear of heights, there are some commonalities. About one in fifteen people experience a fear of flying known as acrophobia. Some suggest gradual exposure to increasing heights may ease the fear, others suggest relaxation and visualization techniques. Fear of flying can be eased by reading safety statistics on the activity, especially when compared to more common forms of travel like the automobile.

Fear of Enclosed Spaces

Most people who fear small spaces will probably tell you it is not exactly the tight space that causes the most angst, but the thought of becoming trapped in that space. An elevator may not create fear, for example, until it stops unexpectedly between floors with no knowledge of how long it may take to get out. Claustrophobia can be eased by reminding yourself the anxiety will pass, and by taking slow, calming breaths. The thought of panicking may create more anxiety, so think about something else you feel safer about, or about the things you need to do once the elevator door opens.

Fear of Spiders

Progressive exposure can help with arachnophobia, the fear of spiders. Exposure to a series of spider photographs, for example, may be a start. Then you can move to viewing a spider in a safe clear container. Eventually it may lead to holding the container. The vast majority of spiders are harmless and are far more afraid of us than we are of them, but that rationale isn’t always effective.

When fears or phobias are severe, they can sometimes be managed with an anti-anxiety drug. See your healthcare professionals.

Fears are a part of life, and sometimes we just need to rely on common sense and rationale to make the best decisions. This can include the decision to acquire life insurance. If you have a young family, odds are you are at a point of the greatest need for life insurance, although it may not appear that way. Connect with one of our life insurance professionals to discuss where you are in life and how life insurance can provide an affordable way to enhance your peace of mind. We look forward to assisting you.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Generic filters

Read More Insurance Blogs

The Greatest Gift: Why Life Insurance is the Ultimate Act of Motherhood

This Mother’s Day, give the gift of certainty. Discover how modern life insurance provides “Living Benefits” that support moms through every stage of life.

More Good Days, Together: How Mental Wellness Impacts Your Life Insurance in 2026

Your mental health matters as much as your physical health. Discover how prioritizing your wellness can actually improve your life insurance options this May.

Rebuilding More Than Houses: Using Life Insurance to Fund Your Charitable Legacy

Inspired by National Rebuilding Day? Learn how to leave a lasting impact on your community by naming a charity as a life insurance beneficiary.

National Pet Day: Ensuring Your Life Insurance Includes a Plan for Your Pets

Who will care for your pet if you aren’t there? This National Pet Day, discover how to use Life Insurance to fund a Pet Trust and protect your best friend.

Spring Clean Your Beneficiaries: A New Quarter Checklist for Life Insurance

As we enter the second quarter of 2026, it’s time for a 5-minute life insurance audit. Ensure your coverage matches your family’s newest milestones.

The March Deadline: Understanding Your Life Insurance “Conversion” Window

Is your term life insurance expiring soon? Learn how to “convert” your policy into permanent coverage this March without a new medical exam.

The Paperless Legacy: Managing Your Digital Assets and Insurance Logins this Spring

Can your family find your policy? Use this first week of Spring to organize your digital insurance documents and legacy passwords.

Spring Into Health: Why Your March Physical is the Best Time to Lock in Life Insurance Rates

Getting your Spring physical? Learn how your health stats determine your life insurance premiums and how to “ladder” your coverage for better value.

The Ultimate Spring Cleaning: Why March is the Month to Audit Your Life Insurance Beneficiaries

Don’t just clean your closets this March. Ensure your life insurance beneficiaries are up to date to protect your family’s future.

The Business “Prenup”: Why Business Partners Need Life Insurance in February

Love your business partner? Protect your company with a Life Insurance-funded Buy-Sell agreement to ensure the business survives the unexpected.