How Some Famous Movie Cars Would Be Insured in Real Life

How Some Famous Movie Cars Would Be Insured in Real Life

The big screen is a place where it seems almost anything can happen. Men can have superhuman powers, we can travel to the future and even come face to face with unimaginable creatures. It is also a place where some cars can have extraordinary powers. Let’s just imagine for a bit however, that some of these cars really existed. How would they be, or should they be, treated in the real world of auto insurance.

Christine

If you haven’t seen this 1983 film based on the Stephen King novel, it stars a “spirited” 1958 red Plymouth Fury. The car, in severe disrepair is purchased by Arnie, a teenager determined to fix Christine up. Because he is a teenager, insurance will be expensive, but because it is in major disrepair, it is a project car. This makes it more affordable to insure. Once restored, the game changes. Arnie’s now mint condition Fury, which he drives daily, will become much more expensive. In fact, because it is such a classic, it may have to be insured for a mutually agreeable replacement value. If you’ve seen the movie, however, you already know insurance costs are the least of Arnie’s problems.

The Love Bug

The Love Bug was a Volkswagen Beetle that starred in a series of Disney films starting in 1968. The 1963 VW, of course, should be insured as a classic, but because it is a race car, even if insurance could be acquired, the premiums could be through its cloth sunroof. Spoiler alert: Herbie finishes first AND third in the dramatic movie-closing race.

Smokey & The Bandit

Even with Burt Reynolds and Sally Field the real star of this film was the 1977 Pontiac Trans Am. At the time, the Trans Am was a daily driver for tens of thousands of drivers and would likely be insured as such. An upgrade to the more powerful engine would have raised premiums a bit. Today, the car would be considered a classic, but so many were produced, they are not exceptionally valuable on the collectors market.

Back to the Future

There is no question the a 1981 DeLorean DMC-12 (like used in the movie) should be insured as a classic collectable today. At the time however, it was a unique design with a rather pedestrian 2.9 liter V-6 engine that only generated 130 horsepower. Now if it could really go back to the future…

Jurassic Park

No, those aren’t Jeeps but 1992 Ford Explorers in the 1993 science fiction/adventure thriller. The issue with insuring these would be they are essentially vehicles for hire and fleet vehicles. Oh, not to mention they were driven around living, breathing dinosaurs. By the way, the vehicles appeared to be driven by automation in the film, but were actually driven from the trunk using a camera and video screen.

You may not have a movie star car but it still needs to be insured in the real world. Contact us for a no-obligation quote on your auto insurance today. Our independent agents will do the work for you!


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Non-Profits Need Protection Too! Safeguarding Your Good Works with Insurance

Non-Profits and Insurance: Myths Busted! Protecting Your Good Works

Beyond the Grave: Burial Insurance vs. Life Insurance Explained

Don’t Be Buried by Confusion: Understanding Burial and Life Insurance

Cracking the Code: Your Car’s VIN and What It Means to You

VIN Decoder Ring: Unveiling the Mysteries of Your Car’s Identification Number

The Aftermath: Proving Your Possessions After a Disaster

Homeowner’s Insurance Hero: How to Prepare for a Claim Before Disaster Strikes

Lost in Translation: Skills of the Past That Young People Might Miss Out On

From Fax Machines to Fancy Footwork: 6 Skills Younger Generations Might Not Have

Beyond the Box Truck: When Does Your Business Need Special Vehicle Insurance?

Business on the Move? Don’t Get Stuck Without the Right Vehicle Insurance

From Bronze Age to Boomers: How Life Expectancy Went From Meh to Magnificent

How Long Will You Live? A Look at Life Expectancy Throughout History (and Why You Might Need Life Insurance)

From Chauffeur to Cheerleader: The Teen Driver’s (and Parent’s!) Guide to Car-Buying Chaos

Teen Driver on the Horizon? This Guide Will Steer You Through Car-Buying Chaos

When Branches Become Brawls: Who Pays When a Tree Attacks Your House?

Neighborly Nightmare: Tree Trouble and Your Homeowner’s Insurance

From Pet Rocks to Pokémania: A Funtastic Journey Through 50 Years of Fads

A Look Back, and a Look Forward